# WILLOW BEND MORTGAGE COMPANY, LLC

> **Canonical URL:** https://saferate.com/lenders/willow-bend-mortgage-company


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


WILLOW BEND MORTGAGE COMPANY, LLC is a independent mortgage company, headquartered in PLANO, TX, serving borrowers across 6 states, with 813 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 83% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 34% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300QURAICH2YGJV94
- **Headquarters:** PLANO, TX
- **Geographic Reach:** Multi-Region
- **States Served:** 6
- **State List:** AR, CO, GA, NM, OK, TX
- **Markets (MSAs):** 9
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 99.9%
- **Brokered/Wholesale:** 0.1%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 17/100
- Rating: ●○○○○ (1/5)

### Pull Through: Strong 😀
- Score: 66/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.499%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,044
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 813
- **Dollar Volume:** $267 million
- **Applications Received:** 1,397
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $328,985
- **Average Borrower Income:** $156,258
- **Average Property Value:** $407,472

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 66/100 | 386 | +0.352% | $3,655 | Strong 😀 |
| FHA | 79/100 | 356 | +0.831% | $4,651 | Strong 😀 |
| VA | 71/100 | 54 | -0.106% | $3,827 | Strong 😀 |
| Jumbo | 61/100 | 14 | +0.432% | $4,838 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 301 loans, Score: 59/100 (Sound)
- Refinance: 85 loans, Score: 68/100 (Strong)

**FHA:**
- Purchase: 260 loans, Score: 76/100 (Strong)
- Refinance: 96 loans, Score: 80/100 (Strong)

**VA:**
- Purchase: 49 loans, Score: 70/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 70/100 | 627 | $211M | +0.489% | Strong 😀 |
| Refinance | 76/100 | 186 | $57M | +0.567% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 802 | 0.23% | 82/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| McAllen | TX | 321 | 100/100 |
| Dallas | TX | 134 | 69/100 |
| Corpus Christi, TX | TX | 97 | 78/100 |
| Non |  | 81 | 48/100 |
| Brownsville | TX | 50 | 78/100 |
| El Paso, TX | TX | 35 | 59/100 |
| Houston | TX | 29 | 49/100 |
| Fort Worth | TX | 24 | 51/100 |
| Austin | TX | 12 | 41/100 |

## Where This Lender Ranks

WILLOW BEND MORTGAGE COMPANY, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#14** in Brownsville for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/brownsville/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#16** in Brownsville for VA Loans
  - [View Full Rankings](https://saferate.com/brownsville/best-mortgage-lenders/va-loans)
- 🏆 **#17** in McAllen for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/mcallen/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#17** in Corpus Christi, TX for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/corpus-christi-tx/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#18** in McAllen for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/mcallen/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#20** in Corpus Christi, TX for VA Loans
  - [View Full Rankings](https://saferate.com/corpus-christi-tx/best-mortgage-lenders/va-loans)

## Frequently Asked Questions

### What loan types does WILLOW BEND MORTGAGE COMPANY, LLC offer?

WILLOW BEND MORTGAGE COMPANY, LLC offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does WILLOW BEND MORTGAGE COMPANY, LLC offer mortgages?

WILLOW BEND MORTGAGE COMPANY, LLC offers mortgages in 6 states: AR, CO, GA, NM, OK, TX.

### How competitive are WILLOW BEND MORTGAGE COMPANY, LLC's mortgage rates?

WILLOW BEND MORTGAGE COMPANY, LLC has a pricing score of 17/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.499% above market average.

### What type of lender is WILLOW BEND MORTGAGE COMPANY, LLC?

WILLOW BEND MORTGAGE COMPANY, LLC is a non-depository lender that specializes in mortgage origination, headquartered in PLANO, TX.

### What is WILLOW BEND MORTGAGE COMPANY, LLC's loan approval success rate?

WILLOW BEND MORTGAGE COMPANY, LLC has a pull-through score of 66/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/willow-bend-mortgage-company

### How to Cite

> "WILLOW BEND MORTGAGE COMPANY, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/willow-bend-mortgage-company

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