# Wolfe Financial, Inc

> **Canonical URL:** https://saferate.com/lenders/wolfe-financial


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Wolfe Financial, Inc is a independent mortgage company, headquartered in Raleigh, NC, serving borrowers across 14 states, with 1,068 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 84% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 51% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493005XMJQ1GSXUGT67
- **Headquarters:** Raleigh, NC
- **Geographic Reach:** Multi-Region
- **States Served:** 14
- **State List:** AL, AR, FL, GA, IL, IN, LA, MS, NC, SC, TN, TX, VA, WI
- **Markets (MSAs):** 20
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 16/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 49/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.647%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,421
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,068
- **Dollar Volume:** $278 million
- **Applications Received:** 1,647
- **Market Share:** 3.00%

## Typical Borrower Profile

- **Average Loan Amount:** $260,590
- **Average Borrower Income:** $110,272
- **Average Property Value:** $305,852

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 63/100 | 568 | +0.561% | $3,480 | Strong 😀 |
| FHA | 76/100 | 331 | +0.929% | $3,867 | Strong 😀 |
| VA | 72/100 | 112 | +0.152% | $1,546 | Strong 😀 |
| USDA | 82/100 | 54 | +0.637% | $2,278 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 510 loans, Score: 65/100 (Strong)
- Refinance: 58 loans, Score: 47/100 (Sound)

**FHA:**
- Purchase: 315 loans, Score: 77/100 (Strong)

**VA:**
- Purchase: 110 loans, Score: 72/100 (Strong)

**USDA:**
- Purchase: 54 loans, Score: 82/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 72/100 | 989 | $252M | +0.654% | Strong 😀 |
| Refinance | 49/100 | 79 | $27M | +0.554% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IN | 407 | 0.45% | 78/100 |
| TX | 134 | 0.04% | 60/100 |
| TN | 123 | 0.14% | 66/100 |
| NC | 120 | 0.08% | 62/100 |
| FL | 74 | 0.03% | 53/100 |
| LA | 53 | 0.15% | 57/100 |
| WI | 48 | 0.07% | 55/100 |
| AL | 42 | 0.07% | 55/100 |
| GA | 34 | 0.02% | 49/100 |
| IL | 12 | 0.01% | 38/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 245 | 65/100 |
| Indianapolis | IN | 146 | 72/100 |
| Greensboro | NC | 85 | 73/100 |
| Killeen | TX | 67 | 70/100 |
| Memphis, TN |  | 58 | 62/100 |
| Baton Rouge, LA | LA | 52 | 61/100 |
| Houston | TX | 50 | 55/100 |
| Terre Haute, IN | IN | 42 | 67/100 |
| Knoxville, TN | TN | 35 | 55/100 |
| Florence | AL | 28 | 60/100 |
| Ocala, FL | FL | 25 | 56/100 |
| Appleton, WI | WI | 22 | 52/100 |
| Winston | NC | 18 | 49/100 |
| Atlanta | GA | 16 | 43/100 |
| Chattanooga, TN | TN-GA | 15 | 47/100 |

## Where This Lender Ranks

Wolfe Financial, Inc appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#7** in Terre Haute, IN Mortgage Companies
  - [View Full Rankings](https://saferate.com/terre-haute-in/best-mortgage-lenders/mortgage-companies)
- 🏆 **#10** in Terre Haute, IN for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/terre-haute-in/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#10** in Terre Haute, IN for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/terre-haute-in/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#10** in Florence Mortgage Companies
  - [View Full Rankings](https://saferate.com/florence/best-mortgage-lenders/mortgage-companies)
- 🏆 **#10** in Columbus, IN for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/columbus-in/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#11** in Columbus, IN for FHA Loans
  - [View Full Rankings](https://saferate.com/columbus-in/best-mortgage-lenders/fha-loans)
- 🏆 **#12** in Terre Haute, IN for FHA Loans
  - [View Full Rankings](https://saferate.com/terre-haute-in/best-mortgage-lenders/fha-loans)
- 🏆 **#13** in Florence for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/florence/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#14** in Florence for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/florence/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#15** in Terre Haute, IN
  - [View Full Rankings](https://saferate.com/terre-haute-in/best-mortgage-lenders)
- 🏆 **#16** in Baton Rouge, LA for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/baton-rouge-la/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#17** in Appleton, WI Mortgage Companies
  - [View Full Rankings](https://saferate.com/appleton-wi/best-mortgage-lenders/mortgage-companies)
- 🏆 **#17** in Oshkosh for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/oshkosh/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#19** in Terre Haute, IN for Conventional Loans
  - [View Full Rankings](https://saferate.com/terre-haute-in/best-mortgage-lenders/conventional-loans)
- 🏆 **#19** in Florence
  - [View Full Rankings](https://saferate.com/florence/best-mortgage-lenders)
- 🏆 **#20** in Florence for FHA Loans
  - [View Full Rankings](https://saferate.com/florence/best-mortgage-lenders/fha-loans)

## Frequently Asked Questions

### What loan types does Wolfe Financial, Inc offer?

Wolfe Financial, Inc offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Wolfe Financial, Inc offer mortgages?

Wolfe Financial, Inc offers mortgages in 14 states: AL, AR, FL, GA, IL, IN, LA, MS, NC, SC, TN, TX, VA, WI.

### How competitive are Wolfe Financial, Inc's mortgage rates?

Wolfe Financial, Inc has a pricing score of 16/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.647% above market average.

### What type of lender is Wolfe Financial, Inc?

Wolfe Financial, Inc is a non-depository lender that specializes in mortgage origination, headquartered in Raleigh, NC.

### What is Wolfe Financial, Inc's loan approval success rate?

Wolfe Financial, Inc has a pull-through score of 49/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/wolfe-financial

### How to Cite

> "Wolfe Financial, Inc Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/wolfe-financial

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