# 21ST MORTGAGE CORPORATION

> **Canonical URL:** https://saferate.com/lenders/21st-mortgage

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

21ST MORTGAGE CORPORATION is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers across 24 states, with 122 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 86% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300XQVJ1XBNFA5536
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** Multi-Region
- **States Served:** 24
- **State List:** AL, AR, FL, GA, IL, IN, KS, KY, LA, ME, MI, MO, MS, NC, NM, NY, OH, OK, PA, SC, TN, TX, VA, WV
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 99.7%
- **Brokered/Wholesale:** 0.3%

## Safe Rate Ratings

### Pull Through: Mediocre 😐
- Score: 14/100
- Rating: ●○○○○ (1/5)


### Lending Volume
- **Total Loans:** 122
- **Dollar Volume:** $31 million
- **Applications Received:** 388
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $254,590
- **Average Borrower Income:** $117,910

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 28/100 | 122 | - | - | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 122 loans, Score: 33/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 31/100 | 122 | $31M | - | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| FL | 22 | 0.01% | 47/100 |
| TX | 18 | 0.01% | 45/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 48 | 49/100 |

## Frequently Asked Questions

### What loan types does 21ST MORTGAGE CORPORATION offer?

21ST MORTGAGE CORPORATION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does 21ST MORTGAGE CORPORATION offer mortgages?

21ST MORTGAGE CORPORATION offers mortgages in 24 states: AL, AR, FL, GA, IL, IN, KS, KY, LA, ME, MI, MO, MS, NC, NM, NY, OH, OK, PA, SC, TN, TX, VA, WV.

### What type of lender is 21ST MORTGAGE CORPORATION?

21ST MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is 21ST MORTGAGE CORPORATION's loan approval success rate?

21ST MORTGAGE CORPORATION has a pull-through score of 14/100 (Mediocre). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/21st-mortgage

### How to Cite

> "21ST MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/21st-mortgage

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