# ADVANTAGE PLUS

> **Canonical URL:** https://saferate.com/lenders/advantage-plus

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

ADVANTAGE PLUS is a credit union, headquartered in Pocatello, ID, serving borrowers across 4 states, with 91 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 64% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300EWGL0JGA62YY67
- **Headquarters:** Pocatello, ID
- **Geographic Reach:** Regional
- **States Served:** 4
- **State List:** AZ, ID, PA, WY
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 36/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 91
- **Dollar Volume:** $27 million
- **Applications Received:** 135
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $300,055
- **Average Borrower Income:** $132,516

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 45/100 | 70 | - | - | Sound ☺️ |
| FHA | 51/100 | 13 | +1.102% | $2,987 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 51 loans, Score: 43/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 46/100 | 67 | $23M | +1.102% | Sound ☺️ |
| Refinance | 37/100 | 24 | $4M | - | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| ID | 77 | 0.29% | 68/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 53 | 52/100 |
| Pocatello, ID | ID | 28 | 69/100 |

## Frequently Asked Questions

### What loan types does ADVANTAGE PLUS offer?

ADVANTAGE PLUS offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does ADVANTAGE PLUS offer mortgages?

ADVANTAGE PLUS offers mortgages in 4 states: AZ, ID, PA, WY.

### What type of lender is ADVANTAGE PLUS?

ADVANTAGE PLUS is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Pocatello, ID.

### What is ADVANTAGE PLUS's loan approval success rate?

ADVANTAGE PLUS has a pull-through score of 36/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/advantage-plus

### How to Cite

> "ADVANTAGE PLUS Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/advantage-plus

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