# ALIGN CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/align-credit-union

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

ALIGN CREDIT UNION is a credit union, headquartered in Lowell, MA, serving borrowers across 2 states, with 15 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 75% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300XYJEJCSZHWWM52
- **Headquarters:** Lowell, MA
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** MA, NH
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 25/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 15
- **Dollar Volume:** $6 million
- **Applications Received:** 37
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $387,000
- **Average Borrower Income:** $161,467

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 11/100 | 15 | -0.235% | $639 | Mediocre 😐 |

### Product Performance by Purpose

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MA | 10 | 0.02% | 48/100 |

## Frequently Asked Questions

### What loan types does ALIGN CREDIT UNION offer?

ALIGN CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does ALIGN CREDIT UNION offer mortgages?

ALIGN CREDIT UNION offers mortgages in 2 states: MA, NH.

### What type of lender is ALIGN CREDIT UNION?

ALIGN CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Lowell, MA.

### What is ALIGN CREDIT UNION's loan approval success rate?

ALIGN CREDIT UNION has a pull-through score of 25/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/align-credit-union

### How to Cite

> "ALIGN CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/align-credit-union

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