# AMERANT MORTGAGE, LLC

> **Canonical URL:** https://saferate.com/lenders/amerant-mortgage

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

AMERANT MORTGAGE, LLC is a independent mortgage company, headquartered in Coral Gables, FL, serving borrowers across 26 states, with 916 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 48% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 36% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493008PQSMR41Y70C36
- **Headquarters:** Coral Gables, FL
- **Geographic Reach:** Near-National
- **States Served:** 26
- **State List:** AK, AZ, CA, CO, CT, FL, GA, IL, IN, KY, MA, MD, ME, MO, MT, NC, NH, NJ, PA, RI, SC, TN, TX, VA, VT, WI
- **Markets (MSAs):** 21
- **Primary Channel:** mix
- **Direct Origination:** 50.2%
- **Brokered/Wholesale:** 49.8%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 52/100
- Rating: ●●●○○ (3/5)

### Pull Through: Strong 😀
- Score: 64/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.263%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,676
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 916
- **Dollar Volume:** $425 million
- **Applications Received:** 1,223
- **Market Share:** 3.00%

## Typical Borrower Profile

- **Average Loan Amount:** $463,974
- **Average Borrower Income:** $202,721

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (70%)
- ⭐ **VA Gold Superstar** (70%)
- ⭐ **Jumbo Gold Superstar** (63%)
- ⭐ **Refinance Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 61/100 | 667 | +0.290% | $1,582 | Strong 😀 |
| FHA | 68/100 | 141 | +0.294% | $2,399 | Strong 😀 |
| VA | 63/100 | 45 | -0.331% | $1,359 | Strong 😀 |
| Jumbo | 74/100 | 61 | +0.285% | $944 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 517 loans, Score: 59/100 (Sound)
- Refinance: 150 loans, Score: 65/100 (Strong)

**FHA:**
- Purchase: 124 loans, Score: 67/100 (Strong)

**VA:**
- Purchase: 42 loans, Score: 64/100 (Strong)

**Jumbo:**
- Purchase: 54 loans, Score: 75/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 62/100 | 739 | $350M | +0.278% | Strong 😀 |
| Refinance | 65/100 | 177 | $75M | +0.204% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MA | 317 | 0.53% | 77/100 |
| FL | 197 | 0.07% | 65/100 |
| NH | 91 | 0.59% | 70/100 |
| MO | 66 | 0.09% | 57/100 |
| CT | 35 | 0.10% | 53/100 |
| AZ | 33 | 0.03% | 50/100 |
| VT | 32 | 0.55% | 56/100 |
| ME | 29 | 0.19% | 53/100 |
| PA | 24 | 0.02% | 45/100 |
| CO | 20 | 0.02% | 45/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Cambridge | MA | 126 | 72/100 |
| Providence | RI-MA | 82 | 70/100 |
| St. Louis, MO | MO-IL | 66 | 63/100 |
| Non |  | 62 | 44/100 |
| Boston, MA | MA | 53 | 62/100 |
| Worcester, MA | MA | 44 | 66/100 |
| Rockingham County | NH | 41 | 64/100 |
| Orlando | FL | 40 | 56/100 |
| Miami | FL | 35 | 55/100 |
| Manchester | NH | 31 | 61/100 |
| Burlington | VT | 26 | 55/100 |
| Phoenix | AZ | 25 | 48/100 |
| Hartford | CT | 23 | 51/100 |
| Scranton | PA | 21 | 53/100 |
| Barnstable Town, MA | MA | 20 | 51/100 |

## Frequently Asked Questions

### What loan types does AMERANT MORTGAGE, LLC offer?

AMERANT MORTGAGE, LLC offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does AMERANT MORTGAGE, LLC offer mortgages?

AMERANT MORTGAGE, LLC offers mortgages in 26 states: AK, AZ, CA, CO, CT, FL, GA, IL, IN, KY, MA, MD, ME, MO, MT, NC, NH, NJ, PA, RI, SC, TN, TX, VA, VT, WI.

### How competitive are AMERANT MORTGAGE, LLC's mortgage rates?

AMERANT MORTGAGE, LLC has a pricing score of 52/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.263% above market average.

### What type of lender is AMERANT MORTGAGE, LLC?

AMERANT MORTGAGE, LLC is a non-depository lender that specializes in mortgage origination, headquartered in Coral Gables, FL.

### What is AMERANT MORTGAGE, LLC's loan approval success rate?

AMERANT MORTGAGE, LLC has a pull-through score of 64/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/amerant-mortgage

### How to Cite

> "AMERANT MORTGAGE, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/amerant-mortgage

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