# AMERICAN FIRST CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/american-first-credit-union

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

AMERICAN FIRST CREDIT UNION is a credit union, headquartered in Brea, CA, serving borrowers across 6 states, with 10 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 80% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300GIVX5W7UETD809
- **Headquarters:** Brea, CA
- **Geographic Reach:** Multi-Region
- **States Served:** 6
- **State List:** AK, AZ, CA, FL, NV, UT
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 97.1%
- **Brokered/Wholesale:** 2.9%

## Safe Rate Ratings

### Pull Through: Mediocre 😐
- Score: 20/100
- Rating: ●○○○○ (1/5)


### Lending Volume
- **Total Loans:** 10
- **Dollar Volume:** $5 million
- **Applications Received:** 69
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $487,000
- **Average Borrower Income:** $289,600

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 14/100 | 10 | +0.073% | $2,215 | Mediocre 😐 |

### Product Performance by Purpose

## Frequently Asked Questions

### What loan types does AMERICAN FIRST CREDIT UNION offer?

AMERICAN FIRST CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does AMERICAN FIRST CREDIT UNION offer mortgages?

AMERICAN FIRST CREDIT UNION offers mortgages in 6 states: AK, AZ, CA, FL, NV, UT.

### What type of lender is AMERICAN FIRST CREDIT UNION?

AMERICAN FIRST CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Brea, CA.

### What is AMERICAN FIRST CREDIT UNION's loan approval success rate?

AMERICAN FIRST CREDIT UNION has a pull-through score of 20/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/american-first-credit-union

### How to Cite

> "AMERICAN FIRST CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/american-first-credit-union

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