# American Mortgage Bank, LLC

> **Canonical URL:** https://saferate.com/lenders/american-mortgage-bank

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

American Mortgage Bank, LLC is a independent mortgage company, headquartered in OKLAHOMA CITY, OK, serving borrowers across 18 states, with 1,118 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 69% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 29% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 254900RFZH9I62FGU045
- **Headquarters:** OKLAHOMA CITY, OK
- **Geographic Reach:** Multi-Region
- **States Served:** 18
- **State List:** AL, AR, CA, FL, GA, IA, IN, KS, MI, MO, MS, OK, SC, TN, TX, UT, VA, WA
- **Markets (MSAs):** 14
- **Primary Channel:** mix
- **Direct Origination:** 73.3%
- **Brokered/Wholesale:** 26.7%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 31/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 71/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.572%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,345
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,118
- **Dollar Volume:** $274 million
- **Applications Received:** 1,635
- **Market Share:** 3.00%

## Typical Borrower Profile

- **Average Loan Amount:** $245,036
- **Average Borrower Income:** $101,738

## Safe Rate Awards 🏆

- ⭐ **VA Gold Superstar** (63%)
- ⭐ **USDA Gold Superstar** (62%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 60/100 | 390 | +0.449% | $2,534 | Strong 😀 |
| FHA | 80/100 | 499 | +0.808% | $2,511 | Strong 😀 |
| VA | 74/100 | 130 | -0.046% | $869 | Strong 😀 |
| USDA | 87/100 | 99 | +0.525% | $2,055 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 348 loans, Score: 62/100 (Strong)
- Refinance: 42 loans, Score: 44/100 (Sound)

**FHA:**
- Purchase: 487 loans, Score: 80/100 (Exceptional)

**VA:**
- Purchase: 124 loans, Score: 74/100 (Strong)

**USDA:**
- Purchase: 99 loans, Score: 87/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 75/100 | 1,058 | $258M | +0.582% | Strong 😀 |
| Refinance | 46/100 | 60 | $16M | +0.415% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| OK | 371 | 0.90% | 81/100 |
| MS | 278 | 1.11% | 80/100 |
| TX | 152 | 0.04% | 61/100 |
| KS | 125 | 0.42% | 73/100 |
| AR | 54 | 0.17% | 58/100 |
| FL | 42 | 0.01% | 47/100 |
| MO | 41 | 0.05% | 52/100 |
| IN | 22 | 0.02% | 45/100 |
| AL | 16 | 0.03% | 43/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Jackson, MS | MS | 227 | 87/100 |
| Non |  | 214 | 63/100 |
| Tulsa, OK | OK | 123 | 71/100 |
| Oklahoma City, OK | OK | 110 | 72/100 |
| Kansas City, MO | MO-KS | 76 | 62/100 |
| Wichita, KS | KS | 51 | 64/100 |
| Fort Worth | TX | 49 | 60/100 |
| Fayetteville | AR | 48 | 61/100 |
| Beaumont | TX | 44 | 70/100 |
| Panama City | FL | 20 | 53/100 |
| Dallas | TX | 19 | 44/100 |
| Mobile, AL | AL | 13 | 46/100 |
| Lawton, OK | OK | 11 | 45/100 |
| Houston | TX | 10 | 37/100 |

## Frequently Asked Questions

### What loan types does American Mortgage Bank, LLC offer?

American Mortgage Bank, LLC offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does American Mortgage Bank, LLC offer mortgages?

American Mortgage Bank, LLC offers mortgages in 18 states: AL, AR, CA, FL, GA, IA, IN, KS, MI, MO, MS, OK, SC, TN, TX, UT, VA, WA.

### How competitive are American Mortgage Bank, LLC's mortgage rates?

American Mortgage Bank, LLC has a pricing score of 31/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.572% above market average.

### What type of lender is American Mortgage Bank, LLC?

American Mortgage Bank, LLC is a non-depository lender that specializes in mortgage origination, headquartered in OKLAHOMA CITY, OK.

### What is American Mortgage Bank, LLC's loan approval success rate?

American Mortgage Bank, LLC has a pull-through score of 71/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/american-mortgage-bank

### How to Cite

> "American Mortgage Bank, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/american-mortgage-bank

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