# AMERISAVE MORTGAGE CORPORATION

> **Canonical URL:** https://saferate.com/lenders/amerisave-mortgage

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

AMERISAVE MORTGAGE CORPORATION is a independent mortgage company, headquartered in Peachtree Corner, GA, serving borrowers nationwide, with 6,967 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 82% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 73% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300YIQ7S7Z8PIHE53
- **Headquarters:** Peachtree Corner, GA
- **Geographic Reach:** National
- **States Served:** 50
- **State List:** AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
- **Markets (MSAs):** 50
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 18/100
- Rating: ●○○○○ (1/5)

### Pull Through: Acceptable 🙂
- Score: 27/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.675%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,084
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 6,967
- **Dollar Volume:** $1.6 billion
- **Applications Received:** 58,858
- **Market Share:** 20.00%

## Typical Borrower Profile

- **Average Loan Amount:** $235,917
- **Average Borrower Income:** $99,580

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 65/100 | 3,083 | +0.696% | $3,824 | Strong 😀 |
| FHA | 84/100 | 3,105 | +0.753% | $4,606 | Exceptional 🤩 |
| VA | 79/100 | 772 | -0.059% | $4,764 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 531 loans, Score: 52/100 (Sound)
- Refinance: 2,552 loans, Score: 80/100 (Exceptional)

**FHA:**
- Purchase: 334 loans, Score: 70/100 (Strong)
- Refinance: 2,771 loans, Score: 91/100 (Exceptional)

**VA:**
- Purchase: 83 loans, Score: 49/100 (Sound)
- Refinance: 689 loans, Score: 89/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 56/100 | 951 | $285M | +0.589% | Sound ☺️ |
| Refinance | 85/100 | 6,016 | $1.4B | +0.700% | Exceptional 🤩 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| FL | 554 | 0.19% | 69/100 |
| GA | 399 | 0.29% | 72/100 |
| NC | 382 | 0.26% | 69/100 |
| CA | 333 | 0.12% | 64/100 |
| TX | 328 | 0.09% | 64/100 |
| PA | 302 | 0.25% | 70/100 |
| OH | 292 | 0.22% | 67/100 |
| IN | 283 | 0.31% | 68/100 |
| TN | 271 | 0.30% | 70/100 |
| IL | 255 | 0.20% | 67/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 1,314 | 79/100 |
| Atlanta | GA | 168 | 66/100 |
| Chicago | IL | 106 | 60/100 |
| Charlotte | NC-SC | 102 | 63/100 |
| Phoenix | AZ | 99 | 59/100 |
| Indianapolis | IN | 94 | 62/100 |
| St. Louis, MO | MO-IL | 89 | 62/100 |
| Houston | TX | 87 | 57/100 |
| Louisville/Jefferson County, KY | KY-IN | 83 | 64/100 |
| Tampa, FL | FL | 79 | 60/100 |
| Lakewood | NJ | 78 | 62/100 |
| Riverside | CA | 75 | 57/100 |
| Cincinnati, OH |  | 73 | 61/100 |
| Kansas City, MO | MO-KS | 70 | 58/100 |
| Nashville | TN | 67 | 59/100 |

## Frequently Asked Questions

### What loan types does AMERISAVE MORTGAGE CORPORATION offer?

AMERISAVE MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does AMERISAVE MORTGAGE CORPORATION offer mortgages?

AMERISAVE MORTGAGE CORPORATION is a national lender offering mortgages in all 50 states plus Washington D.C.

### How competitive are AMERISAVE MORTGAGE CORPORATION's mortgage rates?

AMERISAVE MORTGAGE CORPORATION has a pricing score of 18/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.675% above market average.

### What type of lender is AMERISAVE MORTGAGE CORPORATION?

AMERISAVE MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in Peachtree Corner, GA.

### What is AMERISAVE MORTGAGE CORPORATION's loan approval success rate?

AMERISAVE MORTGAGE CORPORATION has a pull-through score of 27/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/amerisave-mortgage

### How to Cite

> "AMERISAVE MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/amerisave-mortgage

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