# ANB Bank

> **Canonical URL:** https://saferate.com/lenders/anb-bank

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

ANB Bank is a bank, headquartered in Denver, CO, serving borrowers across 2 states, with 142 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 45% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 68% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300UHQ3UXVA4AGM53
- **Headquarters:** Denver, CO
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** CO, WY
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 55/100
- Rating: ●●●○○ (3/5)

### Pull Through: Acceptable 🙂
- Score: 32/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** -0.163%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $501
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 142
- **Dollar Volume:** $63 million
- **Applications Received:** 214
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $444,577
- **Average Borrower Income:** $227,415

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 46/100 | 127 | -0.163% | $428 | Sound ☺️ |
| Jumbo | 63/100 | 15 | -0.140% | $9,229 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 99 loans, Score: 43/100 (Sound)
- Refinance: 28 loans, Score: 45/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 42/100 | 113 | $54M | -0.175% | Sound ☺️ |
| Refinance | 43/100 | 29 | $9M | -0.121% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CO | 97 | 0.12% | 69/100 |
| WY | 45 | 0.72% | 70/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 92 | 59/100 |
| Cheyenne, WY | WY | 12 | 50/100 |
| Denver | CO | 11 | 45/100 |

## Frequently Asked Questions

### What loan types does ANB Bank offer?

ANB Bank offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does ANB Bank offer mortgages?

ANB Bank offers mortgages in 2 states: CO, WY.

### How competitive are ANB Bank's mortgage rates?

ANB Bank has a pricing score of 55/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.163% below market average.

### What type of lender is ANB Bank?

ANB Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Denver, CO.

### What is ANB Bank's loan approval success rate?

ANB Bank has a pull-through score of 32/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/anb-bank

### How to Cite

> "ANB Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/anb-bank

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