# ARMCO CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/armco-credit-union

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

ARMCO CREDIT UNION is a credit union, headquartered in Butler, PA, with 41 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 72% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300YL0FE99QLVY380
- **Headquarters:** Butler, PA
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** PA
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 28/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 41
- **Dollar Volume:** $6 million
- **Applications Received:** 75
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $135,732
- **Average Borrower Income:** $84,805

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 24/100 | 41 | +0.487% | $150 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 21 loans, Score: 19/100 (Mediocre)
- Refinance: 20 loans, Score: 37/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 21/100 | 21 | $3M | +0.648% | Acceptable 🙂 |
| Refinance | 36/100 | 20 | $3M | +0.472% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| PA | 41 | 0.03% | 62/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Pittsburgh, PA | PA | 39 | 68/100 |

## Frequently Asked Questions

### What loan types does ARMCO CREDIT UNION offer?

ARMCO CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does ARMCO CREDIT UNION offer mortgages?

ARMCO CREDIT UNION offers mortgages in 1 states: PA.

### What type of lender is ARMCO CREDIT UNION?

ARMCO CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Butler, PA.

### What is ARMCO CREDIT UNION's loan approval success rate?

ARMCO CREDIT UNION has a pull-through score of 28/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/armco-credit-union

### How to Cite

> "ARMCO CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/armco-credit-union

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