# Bank of Buffalo

> **Canonical URL:** https://saferate.com/lenders/bank-of-buffalo

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

Bank of Buffalo is a bank, headquartered in Buffalo, KY, with 29 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 68% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 54930035PML8BGK0PX59
- **Headquarters:** Buffalo, KY
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** KY
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 96.6%
- **Brokered/Wholesale:** 3.4%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 32/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 29
- **Dollar Volume:** $7 million
- **Applications Received:** 29
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $241,207
- **Average Borrower Income:** $632,414

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 35/100 | 28 | +1.376% | $1,167 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 20 loans, Score: 34/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 31/100 | 21 | $6M | +1.273% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| KY | 29 | 0.06% | 61/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Elizabethtown, KY | KY | 14 | 61/100 |
| Non |  | 12 | 34/100 |

## Frequently Asked Questions

### What loan types does Bank of Buffalo offer?

Bank of Buffalo offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Bank of Buffalo offer mortgages?

Bank of Buffalo offers mortgages in 1 states: KY.

### What type of lender is Bank of Buffalo?

Bank of Buffalo is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Buffalo, KY.

### What is Bank of Buffalo's loan approval success rate?

Bank of Buffalo has a pull-through score of 32/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/bank-of-buffalo

### How to Cite

> "Bank of Buffalo Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/bank-of-buffalo

---

**[View Interactive Profile →](https://saferate.com/lenders/bank-of-buffalo)**