# Bankers Trust Company

> **Canonical URL:** https://saferate.com/lenders/bankers-trust

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

Bankers Trust Company is a bank, headquartered in Des Moines, IA, serving borrowers across 6 states, with 163 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 8% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 54% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** II61D6IY86YZ37HBBL25
- **Headquarters:** Des Moines, IA
- **Geographic Reach:** Multi-Region
- **States Served:** 6
- **State List:** AZ, FL, IA, MN, MO, NE
- **Markets (MSAs):** 5
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 97.2%
- **Brokered/Wholesale:** 2.8%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 92/100
- Rating: ●●●●● (5/5)

### Pull Through: Sound ☺️
- Score: 46/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.395%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $630
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 163
- **Dollar Volume:** $73 million
- **Applications Received:** 250
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $445,061
- **Average Borrower Income:** $224,012

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (65%)
- ⭐ **Jumbo Gold Superstar** (78%)
- ⭐ **Purchase Gold Superstar** (65%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 52/100 | 143 | -0.494% | $601 | Sound ☺️ |
| Jumbo | 71/100 | 20 | +0.235% | $817 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 131 loans, Score: 53/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 53/100 | 150 | $68M | -0.395% | Sound ☺️ |
| Refinance | 22/100 | 13 | $4M | -0.401% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IA | 121 | 0.34% | 70/100 |
| AZ | 38 | 0.04% | 57/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Des Moines | IA | 70 | 70/100 |
| Phoenix | AZ | 33 | 56/100 |
| Ames, IA | IA | 26 | 66/100 |
| Cedar Rapids, IA | IA | 14 | 50/100 |
| Non |  | 12 | 26/100 |

## Frequently Asked Questions

### What loan types does Bankers Trust Company offer?

Bankers Trust Company offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Bankers Trust Company offer mortgages?

Bankers Trust Company offers mortgages in 6 states: AZ, FL, IA, MN, MO, NE.

### How competitive are Bankers Trust Company's mortgage rates?

Bankers Trust Company has a pricing score of 92/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.395% below market average.

### What type of lender is Bankers Trust Company?

Bankers Trust Company is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Des Moines, IA.

### What is Bankers Trust Company's loan approval success rate?

Bankers Trust Company has a pull-through score of 46/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/bankers-trust

### How to Cite

> "Bankers Trust Company Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/bankers-trust

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