# BARTLETT MORTGAGE, INC.

> **Canonical URL:** https://saferate.com/lenders/bartlett-mortgage

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

BARTLETT MORTGAGE, INC. is a independent mortgage company, headquartered in BARTLETT, TN, serving borrowers across 8 states, with 216 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 44% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 33% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300CRSE0TY73U6X46
- **Headquarters:** BARTLETT, TN
- **Geographic Reach:** Multi-Region
- **States Served:** 8
- **State List:** AL, AR, FL, MS, NH, SC, TN, TX
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 56/100
- Rating: ●●●○○ (3/5)

### Pull Through: Strong 😀
- Score: 67/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.238%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,950
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 216
- **Dollar Volume:** $76 million
- **Applications Received:** 299
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $353,472
- **Average Borrower Income:** $139,338

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 43/100 | 106 | +0.361% | $1,895 | Sound ☺️ |
| FHA | 67/100 | 89 | +0.203% | $1,991 | Strong 😀 |
| VA | 61/100 | 17 | -0.326% | $2,194 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 93 loans, Score: 44/100 (Sound)

**FHA:**
- Purchase: 89 loans, Score: 67/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 55/100 | 202 | $72M | +0.238% | Sound ☺️ |
| Refinance | 31/100 | 14 | $4M | +0.240% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TN | 171 | 0.19% | 75/100 |
| MS | 35 | 0.14% | 58/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Memphis, TN |  | 195 | 83/100 |

## Frequently Asked Questions

### What loan types does BARTLETT MORTGAGE, INC. offer?

BARTLETT MORTGAGE, INC. offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does BARTLETT MORTGAGE, INC. offer mortgages?

BARTLETT MORTGAGE, INC. offers mortgages in 8 states: AL, AR, FL, MS, NH, SC, TN, TX.

### How competitive are BARTLETT MORTGAGE, INC.'s mortgage rates?

BARTLETT MORTGAGE, INC. has a pricing score of 56/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.238% above market average.

### What type of lender is BARTLETT MORTGAGE, INC.?

BARTLETT MORTGAGE, INC. is a non-depository lender that specializes in mortgage origination, headquartered in BARTLETT, TN.

### What is BARTLETT MORTGAGE, INC.'s loan approval success rate?

BARTLETT MORTGAGE, INC. has a pull-through score of 67/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/bartlett-mortgage

### How to Cite

> "BARTLETT MORTGAGE, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/bartlett-mortgage

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