# BlueHarbor Bank

> **Canonical URL:** https://saferate.com/lenders/blueharbor-bank

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

BlueHarbor Bank is a bank, headquartered in Mooresville, NC, serving borrowers across 2 states, with 33 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 67% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300MW4XR7DUGZXU81
- **Headquarters:** Mooresville, NC
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** NC, TN
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 33/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 33
- **Dollar Volume:** $17 million
- **Applications Received:** 51
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $524,697
- **Average Borrower Income:** $318,545

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 16/100 | 26 | - | - | Mediocre 😐 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 20/100 | 23 | $13M | - | Mediocre 😐 |
| Refinance | 19/100 | 10 | $4M | - | Mediocre 😐 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NC | 31 | 0.02% | 57/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Charlotte | NC-SC | 25 | 61/100 |

## Frequently Asked Questions

### What loan types does BlueHarbor Bank offer?

BlueHarbor Bank offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does BlueHarbor Bank offer mortgages?

BlueHarbor Bank offers mortgages in 2 states: NC, TN.

### What type of lender is BlueHarbor Bank?

BlueHarbor Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Mooresville, NC.

### What is BlueHarbor Bank's loan approval success rate?

BlueHarbor Bank has a pull-through score of 33/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/blueharbor-bank

### How to Cite

> "BlueHarbor Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/blueharbor-bank

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