# Bristol County Savings Bank

> **Canonical URL:** https://saferate.com/lenders/bristol-county-savings-bank

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

Bristol County Savings Bank is a bank, headquartered in Taunton, MA, serving borrowers across 2 states, with 191 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 36% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 34% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300ENXD6MBH06E085
- **Headquarters:** Taunton, MA
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** MA, RI
- **Markets (MSAs):** 3
- **Primary Channel:** mix
- **Direct Origination:** 66.1%
- **Brokered/Wholesale:** 33.9%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 64/100
- Rating: ●●●●○ (4/5)

### Pull Through: Strong 😀
- Score: 66/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.018%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $841
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 191
- **Dollar Volume:** $90 million
- **Applications Received:** 245
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $471,073
- **Average Borrower Income:** $184,450

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 48/100 | 177 | +0.009% | $816 | Sound ☺️ |
| Jumbo | 62/100 | 14 | +0.180% | $1,298 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 151 loans, Score: 48/100 (Sound)
- Refinance: 26 loans, Score: 41/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 48/100 | 163 | $79M | +0.015% | Sound ☺️ |
| Refinance | 40/100 | 28 | $11M | +0.037% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MA | 155 | 0.26% | 73/100 |
| RI | 36 | 0.34% | 62/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Providence | RI-MA | 134 | 82/100 |
| Boston, MA | MA | 30 | 58/100 |
| Worcester, MA | MA | 15 | 52/100 |

## Frequently Asked Questions

### What loan types does Bristol County Savings Bank offer?

Bristol County Savings Bank offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Bristol County Savings Bank offer mortgages?

Bristol County Savings Bank offers mortgages in 2 states: MA, RI.

### How competitive are Bristol County Savings Bank's mortgage rates?

Bristol County Savings Bank has a pricing score of 64/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.018% above market average.

### What type of lender is Bristol County Savings Bank?

Bristol County Savings Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Taunton, MA.

### What is Bristol County Savings Bank's loan approval success rate?

Bristol County Savings Bank has a pull-through score of 66/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/bristol-county-savings-bank

### How to Cite

> "Bristol County Savings Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/bristol-county-savings-bank

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