# CHURCHILL MORTGAGE CORPORATION

> **Canonical URL:** https://saferate.com/lenders/churchill-mortgage

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

CHURCHILL MORTGAGE CORPORATION is a independent mortgage company, headquartered in NASHVILLE, TN, serving borrowers nationwide, with 5,694 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 82% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 35% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300BLL6VL7AXWYP56
- **Headquarters:** NASHVILLE, TN
- **Geographic Reach:** National
- **States Served:** 49
- **State List:** AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
- **Markets (MSAs):** 50
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 18/100
- Rating: ●○○○○ (1/5)

### Pull Through: Strong 😀
- Score: 65/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.469%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,704
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 5,694
- **Dollar Volume:** $1.8 billion
- **Applications Received:** 9,049
- **Market Share:** 16.00%

## Typical Borrower Profile

- **Average Loan Amount:** $324,807
- **Average Borrower Income:** $123,869

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 84/100 | 4,252 | +0.464% | $3,562 | Exceptional 🤩 |
| FHA | 82/100 | 987 | +0.737% | $4,200 | Exceptional 🤩 |
| VA | 80/100 | 376 | -0.122% | $4,384 | Strong 😀 |
| Jumbo | 71/100 | 53 | +0.383% | $2,113 | Strong 😀 |
| USDA | 53/100 | 26 | +0.429% | $2,889 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 3,730 loans, Score: 85/100 (Exceptional)
- Refinance: 522 loans, Score: 73/100 (Strong)

**FHA:**
- Purchase: 874 loans, Score: 82/100 (Exceptional)
- Refinance: 113 loans, Score: 77/100 (Strong)

**VA:**
- Purchase: 342 loans, Score: 78/100 (Strong)
- Refinance: 34 loans, Score: 51/100 (Sound)

**Jumbo:**
- Purchase: 42 loans, Score: 72/100 (Strong)

**USDA:**
- Purchase: 26 loans, Score: 53/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 85/100 | 5,014 | $1.6B | +0.480% | Exceptional 🤩 |
| Refinance | 75/100 | 680 | $202M | +0.393% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TN | 652 | 0.72% | 81/100 |
| TX | 540 | 0.15% | 71/100 |
| MI | 526 | 0.46% | 75/100 |
| NE | 325 | 1.52% | 79/100 |
| WA | 282 | 0.33% | 72/100 |
| CA | 270 | 0.09% | 62/100 |
| IN | 268 | 0.29% | 68/100 |
| MD | 253 | 0.36% | 70/100 |
| OH | 233 | 0.17% | 65/100 |
| OR | 231 | 0.54% | 72/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 890 | 75/100 |
| Nashville | TN | 449 | 84/100 |
| Grand Rapids | MI | 308 | 75/100 |
| Omaha, NE | NE-IA | 270 | 81/100 |
| Dallas | TX | 145 | 65/100 |
| Baltimore | MD | 111 | 65/100 |
| Boise City, ID | ID | 109 | 66/100 |
| Cincinnati, OH |  | 109 | 67/100 |
| Elkhart | IN | 106 | 81/100 |
| Riverside | CA | 91 | 60/100 |
| Kennewick | WA | 78 | 73/100 |
| Fort Worth | TX | 71 | 61/100 |
| Missoula, MT | MT | 60 | 83/100 |
| Waco, TX | TX | 59 | 72/100 |
| Bend, OR | OR | 54 | 72/100 |

## Frequently Asked Questions

### What loan types does CHURCHILL MORTGAGE CORPORATION offer?

CHURCHILL MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CHURCHILL MORTGAGE CORPORATION offer mortgages?

CHURCHILL MORTGAGE CORPORATION is a national lender offering mortgages in all 50 states plus Washington D.C.

### How competitive are CHURCHILL MORTGAGE CORPORATION's mortgage rates?

CHURCHILL MORTGAGE CORPORATION has a pricing score of 18/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.469% above market average.

### What type of lender is CHURCHILL MORTGAGE CORPORATION?

CHURCHILL MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in NASHVILLE, TN.

### What is CHURCHILL MORTGAGE CORPORATION's loan approval success rate?

CHURCHILL MORTGAGE CORPORATION has a pull-through score of 65/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/churchill-mortgage

### How to Cite

> "CHURCHILL MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/churchill-mortgage

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