# Click n' Close, Inc.

> **Canonical URL:** https://saferate.com/lenders/click-n-close

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

Click n' Close, Inc. is a independent mortgage company, headquartered in ROCKY RIVER, OH, serving borrowers nationwide, with 6,813 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 99% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 41% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 54930049L5WINET09Q97
- **Headquarters:** ROCKY RIVER, OH
- **Geographic Reach:** National
- **States Served:** 48
- **State List:** AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY
- **Markets (MSAs):** 50
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 83.2%
- **Brokered/Wholesale:** 16.8%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 1/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 59/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +1.753%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $6,444
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 6,813
- **Dollar Volume:** $2.0 billion
- **Applications Received:** 12,189
- **Market Share:** 19.00%

## Typical Borrower Profile

- **Average Loan Amount:** $297,387
- **Average Borrower Income:** $124,868

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 78/100 | 2,136 | +1.792% | $6,369 | Strong 😀 |
| FHA | 90/100 | 3,812 | +1.754% | $6,592 | Exceptional 🤩 |
| VA | 80/100 | 404 | - | - | Strong 😀 |
| Jumbo | 45/100 | 17 | - | - | Sound ☺️ |
| USDA | 95/100 | 444 | +1.628% | $2,969 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 1,743 loans, Score: 77/100 (Strong)
- Refinance: 393 loans, Score: 76/100 (Strong)

**FHA:**
- Purchase: 3,632 loans, Score: 90/100 (Exceptional)
- Refinance: 180 loans, Score: 80/100 (Strong)

**VA:**
- Purchase: 378 loans, Score: 80/100 (Strong)
- Refinance: 26 loans, Score: 50/100 (Sound)

**USDA:**
- Purchase: 444 loans, Score: 95/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 84/100 | 6,206 | $1.8B | +1.752% | Exceptional 🤩 |
| Refinance | 77/100 | 607 | $186M | +1.807% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 1,284 | 0.37% | 80/100 |
| FL | 749 | 0.26% | 73/100 |
| OH | 534 | 0.40% | 74/100 |
| AR | 429 | 1.33% | 78/100 |
| AZ | 410 | 0.41% | 73/100 |
| MO | 359 | 0.48% | 71/100 |
| NC | 273 | 0.18% | 65/100 |
| NM | 262 | 1.28% | 77/100 |
| LA | 235 | 0.68% | 70/100 |
| TN | 211 | 0.23% | 67/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 1,397 | 79/100 |
| Houston | TX | 697 | 82/100 |
| Phoenix | AZ | 360 | 73/100 |
| Tampa, FL | FL | 291 | 76/100 |
| Kansas City, MO | MO-KS | 237 | 71/100 |
| Toledo, OH | OH | 223 | 86/100 |
| Charlotte | NC-SC | 155 | 69/100 |
| Dallas | TX | 140 | 64/100 |
| Atlanta | GA | 92 | 59/100 |
| Albuquerque, NM | NM | 90 | 66/100 |
| Chicago | IL | 83 | 57/100 |
| Corpus Christi, TX | TX | 83 | 70/100 |
| Fort Worth | TX | 82 | 62/100 |
| St. Petersburg | FL | 81 | 67/100 |
| Cleveland, OH | OH | 66 | 59/100 |

## Frequently Asked Questions

### What loan types does Click n' Close, Inc. offer?

Click n' Close, Inc. offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Click n' Close, Inc. offer mortgages?

Click n' Close, Inc. is a national lender offering mortgages in all 50 states plus Washington D.C.

### How competitive are Click n' Close, Inc.'s mortgage rates?

Click n' Close, Inc. has a pricing score of 1/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 1.753% above market average.

### What type of lender is Click n' Close, Inc.?

Click n' Close, Inc. is a non-depository lender that specializes in mortgage origination, headquartered in ROCKY RIVER, OH.

### What is Click n' Close, Inc.'s loan approval success rate?

Click n' Close, Inc. has a pull-through score of 59/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/click-n-close

### How to Cite

> "Click n' Close, Inc. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/click-n-close

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