# CLM MORTGAGE, INC.

> **Canonical URL:** https://saferate.com/lenders/clm-mortgage

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

CLM MORTGAGE, INC. is a independent mortgage company, headquartered in THE WOODLANDS, TX, serving borrowers across 8 states, with 2,525 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 68% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 25% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300KOAKQX3BEWWT56
- **Headquarters:** THE WOODLANDS, TX
- **Geographic Reach:** Multi-Region
- **States Served:** 8
- **State List:** AZ, CA, ID, NV, OR, TX, UT, WA
- **Markets (MSAs):** 18
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 32/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 75/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.171%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,062
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 2,525
- **Dollar Volume:** $1.1 billion
- **Applications Received:** 3,078
- **Market Share:** 7.00%

## Typical Borrower Profile

- **Average Loan Amount:** $422,818
- **Average Borrower Income:** $152,779

## Safe Rate Awards 🏆

- 💎 **VA Diamond Champion** (84%)
- ⭐ **FHA Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 67/100 | 1,475 | +0.209% | $4,219 | Strong 😀 |
| FHA | 78/100 | 681 | +0.231% | $4,430 | Strong 😀 |
| VA | 79/100 | 360 | -0.505% | $984 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 1,474 loans, Score: 70/100 (Strong)

**FHA:**
- Purchase: 681 loans, Score: 78/100 (Strong)

**VA:**
- Purchase: 359 loans, Score: 79/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 74/100 | 2,523 | $1.1B | +0.172% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 1,554 | 0.44% | 85/100 |
| UT | 308 | 0.68% | 75/100 |
| CA | 239 | 0.08% | 63/100 |
| ID | 141 | 0.53% | 66/100 |
| AZ | 117 | 0.12% | 62/100 |
| NV | 78 | 0.19% | 62/100 |
| OR | 62 | 0.15% | 58/100 |
| WA | 26 | 0.03% | 47/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Houston | TX | 733 | 85/100 |
| Austin | TX | 298 | 83/100 |
| San Antonio | TX | 249 | 74/100 |
| Dallas | TX | 214 | 72/100 |
| Boise City, ID | ID | 141 | 71/100 |
| Ogden, UT | UT | 128 | 76/100 |
| Provo | UT | 111 | 71/100 |
| Phoenix | AZ | 99 | 61/100 |
| Portland | OR-WA | 82 | 63/100 |
| Sacramento | CA | 80 | 62/100 |
| Las Vegas | NV | 78 | 64/100 |
| Salt Lake City | UT | 68 | 63/100 |
| Riverside | CA | 57 | 56/100 |
| Fresno, CA | CA | 56 | 63/100 |
| Fort Worth | TX | 47 | 57/100 |

## Frequently Asked Questions

### What loan types does CLM MORTGAGE, INC. offer?

CLM MORTGAGE, INC. offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CLM MORTGAGE, INC. offer mortgages?

CLM MORTGAGE, INC. offers mortgages in 8 states: AZ, CA, ID, NV, OR, TX, UT, WA.

### How competitive are CLM MORTGAGE, INC.'s mortgage rates?

CLM MORTGAGE, INC. has a pricing score of 32/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.171% above market average.

### What type of lender is CLM MORTGAGE, INC.?

CLM MORTGAGE, INC. is a non-depository lender that specializes in mortgage origination, headquartered in THE WOODLANDS, TX.

### What is CLM MORTGAGE, INC.'s loan approval success rate?

CLM MORTGAGE, INC. has a pull-through score of 75/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/clm-mortgage

### How to Cite

> "CLM MORTGAGE, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/clm-mortgage

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