# COAST ONE MORTGAGE LLC

> **Canonical URL:** https://saferate.com/lenders/coast-one-mortgage

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

COAST ONE MORTGAGE LLC is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers across 4 states, with 178 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 80% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 65% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300BF788YRGP1OB53
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** Regional
- **States Served:** 4
- **State List:** FL, IL, MI, OH
- **Markets (MSAs):** 6
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 20/100
- Rating: ●●○○○ (2/5)

### Pull Through: Acceptable 🙂
- Score: 35/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.547%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,352
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 178
- **Dollar Volume:** $46 million
- **Applications Received:** 251
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $257,697
- **Average Borrower Income:** $128,303

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 38/100 | 146 | +0.562% | $3,180 | Acceptable 🙂 |
| FHA | 38/100 | 21 | +0.601% | $4,351 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 142 loans, Score: 40/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 41/100 | 169 | $43M | +0.542% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| OH | 79 | 0.06% | 63/100 |
| FL | 49 | 0.02% | 55/100 |
| MI | 45 | 0.04% | 58/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Cleveland, OH | OH | 48 | 64/100 |
| Non |  | 21 | 34/100 |
| Jacksonville, FL | FL | 18 | 52/100 |
| Akron, OH | OH | 16 | 53/100 |
| Grand Rapids | MI | 11 | 45/100 |
| Punta Gorda, FL | FL | 11 | 53/100 |

## Frequently Asked Questions

### What loan types does COAST ONE MORTGAGE LLC offer?

COAST ONE MORTGAGE LLC offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does COAST ONE MORTGAGE LLC offer mortgages?

COAST ONE MORTGAGE LLC offers mortgages in 4 states: FL, IL, MI, OH.

### How competitive are COAST ONE MORTGAGE LLC's mortgage rates?

COAST ONE MORTGAGE LLC has a pricing score of 20/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.547% above market average.

### What type of lender is COAST ONE MORTGAGE LLC?

COAST ONE MORTGAGE LLC is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is COAST ONE MORTGAGE LLC's loan approval success rate?

COAST ONE MORTGAGE LLC has a pull-through score of 35/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/coast-one-mortgage

### How to Cite

> "COAST ONE MORTGAGE LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/coast-one-mortgage

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