# COASTLINE FEDERAL CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/coastline-federal-credit-union

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

COASTLINE FEDERAL CREDIT UNION is a credit union, headquartered in Jacksonville, FL, with 25 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 56% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 61% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 254900VUE5T1INQKZ414
- **Headquarters:** Jacksonville, FL
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** FL
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 92.6%
- **Brokered/Wholesale:** 7.4%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 44/100
- Rating: ●●●○○ (3/5)

### Pull Through: Acceptable 🙂
- Score: 39/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.768%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,233
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 25
- **Dollar Volume:** $4 million
- **Applications Received:** 27
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $173,800
- **Average Borrower Income:** $152,600

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 19/100 | 25 | +0.768% | $1,233 | Mediocre 😐 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 18/100 | 17 | $3M | +0.824% | Mediocre 😐 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| FL | 25 | 0.01% | 54/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Jacksonville, FL | FL | 22 | 61/100 |

## Frequently Asked Questions

### What loan types does COASTLINE FEDERAL CREDIT UNION offer?

COASTLINE FEDERAL CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does COASTLINE FEDERAL CREDIT UNION offer mortgages?

COASTLINE FEDERAL CREDIT UNION offers mortgages in 1 states: FL.

### How competitive are COASTLINE FEDERAL CREDIT UNION's mortgage rates?

COASTLINE FEDERAL CREDIT UNION has a pricing score of 44/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.768% above market average.

### What type of lender is COASTLINE FEDERAL CREDIT UNION?

COASTLINE FEDERAL CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Jacksonville, FL.

### What is COASTLINE FEDERAL CREDIT UNION's loan approval success rate?

COASTLINE FEDERAL CREDIT UNION has a pull-through score of 39/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/coastline-federal-credit-union

### How to Cite

> "COASTLINE FEDERAL CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/coastline-federal-credit-union

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