# Colonial Farm Credit, ACA

> **Canonical URL:** https://saferate.com/lenders/colonial-farm-credit-aca

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

Colonial Farm Credit, ACA is a independent mortgage company, headquartered in Mechanicsville, VA, serving borrowers across 2 states, with 38 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 61% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300W4BRJPRFMIIL49
- **Headquarters:** Mechanicsville, VA
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** MD, VA
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 39/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 38
- **Dollar Volume:** $9 million
- **Applications Received:** 41
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $235,789
- **Average Borrower Income:** $126,395

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 20/100 | 38 | +1.837% | $1,385 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 24 loans, Score: 18/100 (Mediocre)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 19/100 | 24 | $6M | +1.917% | Mediocre 😐 |
| Refinance | 23/100 | 14 | $3M | +1.808% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| VA | 33 | 0.03% | 61/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 18 | 39/100 |
| Richmond, VA | VA | 11 | 50/100 |

## Frequently Asked Questions

### What loan types does Colonial Farm Credit, ACA offer?

Colonial Farm Credit, ACA offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Colonial Farm Credit, ACA offer mortgages?

Colonial Farm Credit, ACA offers mortgages in 2 states: MD, VA.

### What type of lender is Colonial Farm Credit, ACA?

Colonial Farm Credit, ACA is a non-depository lender that specializes in mortgage origination, headquartered in Mechanicsville, VA.

### What is Colonial Farm Credit, ACA's loan approval success rate?

Colonial Farm Credit, ACA has a pull-through score of 39/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/colonial-farm-credit-aca

### How to Cite

> "Colonial Farm Credit, ACA Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/colonial-farm-credit-aca

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