# CONTOUR MORTGAGE CORPORATION

> **Canonical URL:** https://saferate.com/lenders/contour-mortgage

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

CONTOUR MORTGAGE CORPORATION is a independent mortgage company, headquartered in DOVER, DE, serving borrowers across 32 states, with 2,710 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 74% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 31% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300LLKEKXL2RM1F61
- **Headquarters:** DOVER, DE
- **Geographic Reach:** Near-National
- **States Served:** 32
- **State List:** AL, CA, CO, CT, DC, DE, FL, GA, IL, IN, MA, MD, ME, MI, MN, MS, NC, NH, NJ, NY, OH, OK, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV
- **Markets (MSAs):** 21
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 26/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 69/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.332%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,809
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 2,710
- **Dollar Volume:** $1.2 billion
- **Applications Received:** 4,047
- **Market Share:** 8.00%

## Typical Borrower Profile

- **Average Loan Amount:** $460,749
- **Average Borrower Income:** $159,325

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (62%)
- ⭐ **Purchase Gold Superstar** (62%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 80/100 | 1,991 | +0.273% | $3,627 | Exceptional 🤩 |
| FHA | 80/100 | 553 | +0.704% | $4,765 | Exceptional 🤩 |
| VA | 78/100 | 151 | -0.006% | $3,563 | Strong 😀 |
| Jumbo | 41/100 | 11 | +0.262% | $1,147 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 1,841 loans, Score: 81/100 (Exceptional)
- Refinance: 150 loans, Score: 66/100 (Strong)

**FHA:**
- Purchase: 492 loans, Score: 80/100 (Exceptional)
- Refinance: 61 loans, Score: 77/100 (Strong)

**VA:**
- Purchase: 122 loans, Score: 77/100 (Strong)
- Refinance: 29 loans, Score: 50/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 81/100 | 2,468 | $1.2B | +0.344% | Exceptional 🤩 |
| Refinance | 70/100 | 242 | $95M | +0.186% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NY | 1,951 | 1.72% | 93/100 |
| PA | 178 | 0.15% | 66/100 |
| NJ | 132 | 0.15% | 65/100 |
| MI | 114 | 0.10% | 60/100 |
| FL | 102 | 0.03% | 54/100 |
| CT | 42 | 0.12% | 53/100 |
| AL | 39 | 0.07% | 52/100 |
| SC | 28 | 0.03% | 47/100 |
| NC | 21 | 0.01% | 41/100 |
| GA | 16 | 0.01% | 39/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Nassau County | NY | 1,411 | 100/100 |
| New York | NY-NJ | 488 | 83/100 |
| Non |  | 88 | 44/100 |
| Reading, PA | PA | 66 | 70/100 |
| Lakewood | NJ | 43 | 56/100 |
| Kiryas Joel | NY | 42 | 61/100 |
| Kalamazoo | MI | 35 | 57/100 |
| Montgomery County | PA | 32 | 54/100 |
| Newark, NJ | NJ | 31 | 53/100 |
| Huntsville, AL | AL | 29 | 55/100 |
| Sebastian | FL | 29 | 66/100 |
| Battle Creek, MI | MI | 22 | 56/100 |
| Camden, NJ | NJ | 22 | 49/100 |
| Grand Rapids | MI | 21 | 47/100 |
| Pittsburgh, PA | PA | 18 | 46/100 |

## Frequently Asked Questions

### What loan types does CONTOUR MORTGAGE CORPORATION offer?

CONTOUR MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CONTOUR MORTGAGE CORPORATION offer mortgages?

CONTOUR MORTGAGE CORPORATION offers mortgages in 32 states: AL, CA, CO, CT, DC, DE, FL, GA, IL, IN, MA, MD, ME, MI, MN, MS, NC, NH, NJ, NY, OH, OK, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV.

### How competitive are CONTOUR MORTGAGE CORPORATION's mortgage rates?

CONTOUR MORTGAGE CORPORATION has a pricing score of 26/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.332% above market average.

### What type of lender is CONTOUR MORTGAGE CORPORATION?

CONTOUR MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in DOVER, DE.

### What is CONTOUR MORTGAGE CORPORATION's loan approval success rate?

CONTOUR MORTGAGE CORPORATION has a pull-through score of 69/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/contour-mortgage

### How to Cite

> "CONTOUR MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/contour-mortgage

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