# Dakota West Credit Union

> **Canonical URL:** https://saferate.com/lenders/dakota-west-credit-union

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

Dakota West Credit Union is a credit union, headquartered in Watford City, ND, serving borrowers across 3 states, with 11 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 72% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300N5XAMERUPUAQ72
- **Headquarters:** Watford City, ND
- **Geographic Reach:** Regional
- **States Served:** 3
- **State List:** IA, MT, ND
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 28/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 11
- **Dollar Volume:** $2 million
- **Applications Received:** 22
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $224,091
- **Average Borrower Income:** $141,091

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 15/100 | 11 | +0.777% | $734 | Mediocre 😐 |

### Product Performance by Purpose

## Frequently Asked Questions

### What loan types does Dakota West Credit Union offer?

Dakota West Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Dakota West Credit Union offer mortgages?

Dakota West Credit Union offers mortgages in 3 states: IA, MT, ND.

### What type of lender is Dakota West Credit Union?

Dakota West Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Watford City, ND.

### What is Dakota West Credit Union's loan approval success rate?

Dakota West Credit Union has a pull-through score of 28/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/dakota-west-credit-union

### How to Cite

> "Dakota West Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/dakota-west-credit-union

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