# DEFINE MORTGAGE SOLUTIONS, LLC

> **Canonical URL:** https://saferate.com/lenders/define-mortgage-solutions

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

DEFINE MORTGAGE SOLUTIONS, LLC is a independent mortgage company, headquartered in PHOENIX, AZ, with 263 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 72% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 62% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300S88V04SSPMA685
- **Headquarters:** PHOENIX, AZ
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** AZ
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 28/100
- Rating: ●●○○○ (2/5)

### Pull Through: Acceptable 🙂
- Score: 38/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.364%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,098
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 263
- **Dollar Volume:** $95 million
- **Applications Received:** 606
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $359,411
- **Average Borrower Income:** $156,449

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 47/100 | 247 | +0.390% | $3,257 | Sound ☺️ |
| Jumbo | 64/100 | 16 | -0.033% | $646 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 171 loans, Score: 43/100 (Sound)
- Refinance: 76 loans, Score: 55/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 43/100 | 184 | $74M | +0.329% | Sound ☺️ |
| Refinance | 53/100 | 79 | $20M | +0.440% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| AZ | 263 | 0.26% | 78/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Phoenix | AZ | 234 | 78/100 |
| Prescott Valley | AZ | 11 | 49/100 |

## Frequently Asked Questions

### What loan types does DEFINE MORTGAGE SOLUTIONS, LLC offer?

DEFINE MORTGAGE SOLUTIONS, LLC offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does DEFINE MORTGAGE SOLUTIONS, LLC offer mortgages?

DEFINE MORTGAGE SOLUTIONS, LLC offers mortgages in 1 states: AZ.

### How competitive are DEFINE MORTGAGE SOLUTIONS, LLC's mortgage rates?

DEFINE MORTGAGE SOLUTIONS, LLC has a pricing score of 28/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.364% above market average.

### What type of lender is DEFINE MORTGAGE SOLUTIONS, LLC?

DEFINE MORTGAGE SOLUTIONS, LLC is a non-depository lender that specializes in mortgage origination, headquartered in PHOENIX, AZ.

### What is DEFINE MORTGAGE SOLUTIONS, LLC's loan approval success rate?

DEFINE MORTGAGE SOLUTIONS, LLC has a pull-through score of 38/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/define-mortgage-solutions

### How to Cite

> "DEFINE MORTGAGE SOLUTIONS, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/define-mortgage-solutions

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