# ENDEAVOR CAPITAL, LLC.

> **Canonical URL:** https://saferate.com/lenders/endeavor-capital

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

ENDEAVOR CAPITAL, LLC. is a independent mortgage company, headquartered in Chesterfield, MO, serving borrowers across 16 states, with 1,782 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 74% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 41% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300CUUEEQ66ZVK149
- **Headquarters:** Chesterfield, MO
- **Geographic Reach:** Multi-Region
- **States Served:** 16
- **State List:** AL, AR, CO, FL, GA, IA, IL, IN, KS, KY, MO, OH, OK, TN, TX, WI
- **Markets (MSAs):** 25
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 26/100
- Rating: ●●○○○ (2/5)

### Pull Through: Sound ☺️
- Score: 59/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.424%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,670
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,782
- **Dollar Volume:** $395 million
- **Applications Received:** 3,127
- **Market Share:** 5.00%

## Typical Borrower Profile

- **Average Loan Amount:** $221,611
- **Average Borrower Income:** $102,067

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 63/100 | 788 | +0.367% | $2,476 | Strong 😀 |
| FHA | 80/100 | 862 | +0.532% | $3,021 | Strong 😀 |
| VA | 73/100 | 124 | -0.054% | $1,163 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 514 loans, Score: 62/100 (Strong)
- Refinance: 274 loans, Score: 66/100 (Strong)

**FHA:**
- Purchase: 217 loans, Score: 73/100 (Strong)
- Refinance: 645 loans, Score: 86/100 (Exceptional)

**VA:**
- Purchase: 93 loans, Score: 72/100 (Strong)
- Refinance: 31 loans, Score: 50/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 67/100 | 832 | $216M | +0.427% | Strong 😀 |
| Refinance | 73/100 | 950 | $179M | +0.423% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MO | 531 | 0.71% | 79/100 |
| IL | 331 | 0.27% | 74/100 |
| OH | 164 | 0.12% | 65/100 |
| KS | 148 | 0.49% | 74/100 |
| IN | 111 | 0.12% | 61/100 |
| KY | 77 | 0.17% | 62/100 |
| GA | 74 | 0.05% | 56/100 |
| WI | 71 | 0.11% | 58/100 |
| IA | 64 | 0.18% | 57/100 |
| AL | 45 | 0.08% | 55/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| St. Louis, MO | MO-IL | 596 | 90/100 |
| Non |  | 252 | 63/100 |
| Kansas City, MO | MO-KS | 222 | 74/100 |
| Cincinnati, OH |  | 37 | 55/100 |
| Columbus, OH | OH | 35 | 54/100 |
| Indianapolis | IN | 32 | 52/100 |
| Atlanta | GA | 30 | 49/100 |
| Cleveland, OH | OH | 30 | 52/100 |
| Louisville/Jefferson County, KY | KY-IN | 30 | 53/100 |
| Des Moines | IA | 20 | 48/100 |
| St. Joseph, MO | MO-KS | 18 | 54/100 |
| Springfield, MO | MO | 17 | 47/100 |
| Chicago | IL | 16 | 42/100 |
| Lake County | IN | 16 | 47/100 |
| Dallas | TX | 15 | 41/100 |

## Frequently Asked Questions

### What loan types does ENDEAVOR CAPITAL, LLC. offer?

ENDEAVOR CAPITAL, LLC. offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does ENDEAVOR CAPITAL, LLC. offer mortgages?

ENDEAVOR CAPITAL, LLC. offers mortgages in 16 states: AL, AR, CO, FL, GA, IA, IL, IN, KS, KY, MO, OH, OK, TN, TX, WI.

### How competitive are ENDEAVOR CAPITAL, LLC.'s mortgage rates?

ENDEAVOR CAPITAL, LLC. has a pricing score of 26/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.424% above market average.

### What type of lender is ENDEAVOR CAPITAL, LLC.?

ENDEAVOR CAPITAL, LLC. is a non-depository lender that specializes in mortgage origination, headquartered in Chesterfield, MO.

### What is ENDEAVOR CAPITAL, LLC.'s loan approval success rate?

ENDEAVOR CAPITAL, LLC. has a pull-through score of 59/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/endeavor-capital

### How to Cite

> "ENDEAVOR CAPITAL, LLC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/endeavor-capital

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