# Financial Funding Solutions, Inc.

> **Canonical URL:** https://saferate.com/lenders/financial-funding-solutions

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

Financial Funding Solutions, Inc. is a independent mortgage company, headquartered in Littleton, CO, serving borrowers across 15 states, with 205 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 25% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 55% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300X7KG2H84UCP685
- **Headquarters:** Littleton, CO
- **Geographic Reach:** Multi-Region
- **States Served:** 15
- **State List:** AZ, CA, CO, FL, IA, IL, KS, MA, MO, NE, RI, TN, TX, VT, WY
- **Markets (MSAs):** 6
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 99.2%
- **Brokered/Wholesale:** 0.8%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 75/100
- Rating: ●●●●○ (4/5)

### Pull Through: Sound ☺️
- Score: 45/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.126%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,226
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 205
- **Dollar Volume:** $72 million
- **Applications Received:** 262
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $353,195
- **Average Borrower Income:** $530,898

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 44/100 | 163 | +0.094% | $1,305 | Sound ☺️ |
| FHA | 55/100 | 31 | +0.455% | $956 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 129 loans, Score: 43/100 (Sound)
- Refinance: 34 loans, Score: 39/100 (Acceptable)

**FHA:**
- Purchase: 26 loans, Score: 54/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 45/100 | 164 | $59M | +0.149% | Sound ☺️ |
| Refinance | 39/100 | 41 | $13M | +0.041% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CO | 94 | 0.11% | 67/100 |
| NE | 42 | 0.20% | 61/100 |
| MO | 30 | 0.04% | 53/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Denver | CO | 64 | 65/100 |
| Non |  | 39 | 43/100 |
| Lincoln, NE | NE | 24 | 57/100 |
| Kansas City, MO | MO-KS | 16 | 48/100 |
| Omaha, NE | NE-IA | 16 | 50/100 |
| St. Louis, MO | MO-IL | 12 | 45/100 |

## Frequently Asked Questions

### What loan types does Financial Funding Solutions, Inc. offer?

Financial Funding Solutions, Inc. offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Financial Funding Solutions, Inc. offer mortgages?

Financial Funding Solutions, Inc. offers mortgages in 15 states: AZ, CA, CO, FL, IA, IL, KS, MA, MO, NE, RI, TN, TX, VT, WY.

### How competitive are Financial Funding Solutions, Inc.'s mortgage rates?

Financial Funding Solutions, Inc. has a pricing score of 75/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.126% above market average.

### What type of lender is Financial Funding Solutions, Inc.?

Financial Funding Solutions, Inc. is a non-depository lender that specializes in mortgage origination, headquartered in Littleton, CO.

### What is Financial Funding Solutions, Inc.'s loan approval success rate?

Financial Funding Solutions, Inc. has a pull-through score of 45/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/financial-funding-solutions

### How to Cite

> "Financial Funding Solutions, Inc. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/financial-funding-solutions

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