# FIRSTTRUST HOME LOANS, INC.

> **Canonical URL:** https://saferate.com/lenders/firsttrust-home-loans

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

FIRSTTRUST HOME LOANS, INC. is a independent mortgage company, headquartered in SHERIDAN, AR, serving borrowers across 11 states, with 107 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 94% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 2549007JQKHU8KQ0FC19
- **Headquarters:** SHERIDAN, AR
- **Geographic Reach:** Multi-Region
- **States Served:** 11
- **State List:** AL, AR, FL, GA, IL, KY, LA, MO, OH, OK, TN
- **Markets (MSAs):** 5
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Mediocre 😐
- Score: 6/100
- Rating: ●○○○○ (1/5)


### Lending Volume
- **Total Loans:** 107
- **Dollar Volume:** $25 million
- **Applications Received:** 2,884
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $232,290
- **Average Borrower Income:** $206,850

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 32/100 | 84 | - | - | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 77 loans, Score: 34/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 37/100 | 98 | $20M | - | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| AR | 24 | 0.07% | 54/100 |
| OH | 23 | 0.02% | 51/100 |
| AL | 19 | 0.03% | 52/100 |
| IL | 14 | 0.01% | 46/100 |
| TN | 14 | 0.02% | 46/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 33 | 44/100 |
| Toledo, OH | OH | 16 | 54/100 |
| Birmingham, AL | AL | 13 | 50/100 |
| Nashville | TN | 13 | 48/100 |
| Little Rock | AR | 10 | 47/100 |

## Frequently Asked Questions

### What loan types does FIRSTTRUST HOME LOANS, INC. offer?

FIRSTTRUST HOME LOANS, INC. offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does FIRSTTRUST HOME LOANS, INC. offer mortgages?

FIRSTTRUST HOME LOANS, INC. offers mortgages in 11 states: AL, AR, FL, GA, IL, KY, LA, MO, OH, OK, TN.

### What type of lender is FIRSTTRUST HOME LOANS, INC.?

FIRSTTRUST HOME LOANS, INC. is a non-depository lender that specializes in mortgage origination, headquartered in SHERIDAN, AR.

### What is FIRSTTRUST HOME LOANS, INC.'s loan approval success rate?

FIRSTTRUST HOME LOANS, INC. has a pull-through score of 6/100 (Mediocre). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/firsttrust-home-loans

### How to Cite

> "FIRSTTRUST HOME LOANS, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/firsttrust-home-loans

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