# FRANKLIN MINT

> **Canonical URL:** https://saferate.com/lenders/franklin-mint

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

FRANKLIN MINT is a credit union, headquartered in Chadds Ford Township, PA, serving borrowers across 11 states, with 46 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 47% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 63% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 5493001CM06UK2XY3I18
- **Headquarters:** Chadds Ford Township, PA
- **Geographic Reach:** Multi-Region
- **States Served:** 11
- **State List:** DE, FL, GA, KY, MD, NC, NJ, NM, NY, OH, PA
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 53/100
- Rating: ●●●○○ (3/5)

### Pull Through: Acceptable 🙂
- Score: 37/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** -0.077%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $999
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 46
- **Dollar Volume:** $17 million
- **Applications Received:** 66
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $369,565
- **Average Borrower Income:** $175,370

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 22/100 | 42 | -0.054% | $1,080 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 32 loans, Score: 22/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 23/100 | 35 | $13M | -0.143% | Acceptable 🙂 |
| Refinance | 21/100 | 11 | $4M | +0.200% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| PA | 30 | 0.02% | 58/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Philadelphia, PA | PA | 15 | 55/100 |
| Montgomery County | PA | 11 | 50/100 |

## Frequently Asked Questions

### What loan types does FRANKLIN MINT offer?

FRANKLIN MINT offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does FRANKLIN MINT offer mortgages?

FRANKLIN MINT offers mortgages in 11 states: DE, FL, GA, KY, MD, NC, NJ, NM, NY, OH, PA.

### How competitive are FRANKLIN MINT's mortgage rates?

FRANKLIN MINT has a pricing score of 53/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.077% below market average.

### What type of lender is FRANKLIN MINT?

FRANKLIN MINT is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Chadds Ford Township, PA.

### What is FRANKLIN MINT's loan approval success rate?

FRANKLIN MINT has a pull-through score of 37/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/franklin-mint

### How to Cite

> "FRANKLIN MINT Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/franklin-mint

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