# GO MORTGAGE, LLC

> **Canonical URL:** https://saferate.com/lenders/go-mortgage

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

GO MORTGAGE, LLC is a independent mortgage company, headquartered in Wilmington, DE, serving borrowers across 31 states, with 1,462 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 81% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 38% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 25490018IFQOT83Q7H49
- **Headquarters:** Wilmington, DE
- **Geographic Reach:** Near-National
- **States Served:** 31
- **State List:** AL, AZ, CA, CO, DE, FL, GA, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WA, WI, WV
- **Markets (MSAs):** 23
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 99.9%
- **Brokered/Wholesale:** 0.1%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 19/100
- Rating: ●○○○○ (1/5)

### Pull Through: Strong 😀
- Score: 62/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.522%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,649
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,462
- **Dollar Volume:** $471 million
- **Applications Received:** 2,047
- **Market Share:** 4.00%

## Typical Borrower Profile

- **Average Loan Amount:** $322,428
- **Average Borrower Income:** $133,855

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 73/100 | 975 | +0.454% | $3,530 | Strong 😀 |
| FHA | 76/100 | 357 | +0.833% | $3,958 | Strong 😀 |
| VA | 75/100 | 98 | -0.017% | $3,966 | Strong 😀 |
| Jumbo | 42/100 | 12 | +0.415% | $6,115 | Sound ☺️ |
| USDA | 51/100 | 20 | +0.397% | $2,143 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 928 loans, Score: 74/100 (Strong)
- Refinance: 47 loans, Score: 43/100 (Sound)

**FHA:**
- Purchase: 343 loans, Score: 76/100 (Strong)

**VA:**
- Purchase: 96 loans, Score: 75/100 (Strong)

**USDA:**
- Purchase: 20 loans, Score: 51/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 76/100 | 1,398 | $448M | +0.540% | Strong 😀 |
| Refinance | 42/100 | 64 | $24M | +0.209% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| OH | 454 | 0.34% | 77/100 |
| SC | 192 | 0.24% | 73/100 |
| VA | 189 | 0.18% | 71/100 |
| PA | 172 | 0.14% | 67/100 |
| FL | 89 | 0.03% | 54/100 |
| WI | 68 | 0.10% | 58/100 |
| MN | 58 | 0.09% | 56/100 |
| IN | 39 | 0.04% | 50/100 |
| WV | 37 | 0.24% | 57/100 |
| NC | 31 | 0.02% | 46/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Columbus, OH | OH | 333 | 85/100 |
| Non |  | 156 | 56/100 |
| Winchester, VA | VA-WV | 82 | 89/100 |
| Montgomery County | PA | 74 | 67/100 |
| Greenville | SC | 69 | 69/100 |
| Philadelphia, PA | PA | 60 | 64/100 |
| Minneapolis | MN-WI | 52 | 56/100 |
| Spartanburg, SC | SC | 50 | 68/100 |
| Arlington | VA-WV | 47 | 57/100 |
| Florence, SC | SC | 35 | 70/100 |
| St. Petersburg | FL | 33 | 57/100 |
| Indianapolis | IN | 32 | 52/100 |
| Tampa, FL | FL | 27 | 50/100 |
| Hagerstown | MD-WV | 26 | 56/100 |
| Youngstown | OH | 22 | 52/100 |

## Frequently Asked Questions

### What loan types does GO MORTGAGE, LLC offer?

GO MORTGAGE, LLC offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does GO MORTGAGE, LLC offer mortgages?

GO MORTGAGE, LLC offers mortgages in 31 states: AL, AZ, CA, CO, DE, FL, GA, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WA, WI, WV.

### How competitive are GO MORTGAGE, LLC's mortgage rates?

GO MORTGAGE, LLC has a pricing score of 19/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.522% above market average.

### What type of lender is GO MORTGAGE, LLC?

GO MORTGAGE, LLC is a non-depository lender that specializes in mortgage origination, headquartered in Wilmington, DE.

### What is GO MORTGAGE, LLC's loan approval success rate?

GO MORTGAGE, LLC has a pull-through score of 62/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/go-mortgage

### How to Cite

> "GO MORTGAGE, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/go-mortgage

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