# GoodLeap, LLC

> **Canonical URL:** https://saferate.com/lenders/goodleap

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

GoodLeap, LLC is a independent mortgage company, headquartered in GLENDALE, CA, serving borrowers across 35 states, with 6,164 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 48% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 44% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300YN94MOAVYW0F52
- **Headquarters:** GLENDALE, CA
- **Geographic Reach:** Near-National
- **States Served:** 35
- **State List:** AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IN, KS, MA, MD, ME, MI, MN, MO, NC, NJ, NM, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI
- **Markets (MSAs):** 50
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 52/100
- Rating: ●●●○○ (3/5)

### Pull Through: Sound ☺️
- Score: 56/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.047%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,908
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 6,164
- **Dollar Volume:** $1.2 billion
- **Applications Received:** 13,660
- **Market Share:** 17.00%

## Typical Borrower Profile

- **Average Loan Amount:** $192,896
- **Average Borrower Income:** $78,284

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (70%)
- ⭐ **Refinance Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 72/100 | 3,222 | +0.048% | $2,988 | Strong 😀 |
| FHA | 84/100 | 2,237 | -0.041% | $4,873 | Exceptional 🤩 |
| VA | 80/100 | 704 | -0.493% | $5,371 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Refinance: 3,210 loans, Score: 86/100 (Exceptional)

**FHA:**
- Refinance: 2,226 loans, Score: 91/100 (Exceptional)

**VA:**
- Refinance: 702 loans, Score: 89/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 22/100 | 26 | $9M | +0.424% | Acceptable 🙂 |
| Refinance | 88/100 | 6,138 | $1.2B | -0.052% | Exceptional 🤩 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 900 | 0.26% | 76/100 |
| CA | 511 | 0.18% | 69/100 |
| FL | 476 | 0.16% | 68/100 |
| IN | 430 | 0.47% | 73/100 |
| OH | 376 | 0.28% | 70/100 |
| AZ | 287 | 0.29% | 69/100 |
| NC | 282 | 0.19% | 66/100 |
| GA | 276 | 0.20% | 68/100 |
| VA | 252 | 0.23% | 70/100 |
| PA | 244 | 0.20% | 67/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 621 | 70/100 |
| Indianapolis | IN | 210 | 72/100 |
| Houston | TX | 203 | 67/100 |
| Phoenix | AZ | 190 | 66/100 |
| Dallas | TX | 178 | 67/100 |
| Riverside | CA | 152 | 65/100 |
| Atlanta | GA | 128 | 64/100 |
| Fort Worth | TX | 114 | 67/100 |
| Las Vegas | NV | 110 | 66/100 |
| San Antonio | TX | 91 | 60/100 |
| Kansas City, MO | MO-KS | 90 | 61/100 |
| Columbus, OH | OH | 89 | 64/100 |
| Virginia Beach | VA-NC | 88 | 63/100 |
| Tampa, FL | FL | 86 | 61/100 |
| Los Angeles | CA | 78 | 58/100 |

## Frequently Asked Questions

### What loan types does GoodLeap, LLC offer?

GoodLeap, LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does GoodLeap, LLC offer mortgages?

GoodLeap, LLC offers mortgages in 35 states: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IN, KS, MA, MD, ME, MI, MN, MO, NC, NJ, NM, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI.

### How competitive are GoodLeap, LLC's mortgage rates?

GoodLeap, LLC has a pricing score of 52/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.047% below market average.

### What type of lender is GoodLeap, LLC?

GoodLeap, LLC is a non-depository lender that specializes in mortgage origination, headquartered in GLENDALE, CA.

### What is GoodLeap, LLC's loan approval success rate?

GoodLeap, LLC has a pull-through score of 56/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/goodleap

### How to Cite

> "GoodLeap, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/goodleap

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