# HANCOCK COUNTY SAVINGS BANK, FSB, INC.

> **Canonical URL:** https://saferate.com/lenders/hancock-county-savings-bank-fsb

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

HANCOCK COUNTY SAVINGS BANK, FSB, INC. is a bank, headquartered in CHESTER, WV, serving borrowers across 3 states, with 216 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 20% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 30% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300C6CUP19I9O0770
- **Headquarters:** CHESTER, WV
- **Geographic Reach:** Regional
- **States Served:** 3
- **State List:** OH, PA, WV
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 80/100
- Rating: ●●●●○ (4/5)

### Pull Through: Strong 😀
- Score: 70/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** -0.021%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $532
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 216
- **Dollar Volume:** $36 million
- **Applications Received:** 316
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $167,685
- **Average Borrower Income:** $109,676

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (70%)
- ⭐ **Purchase Gold Superstar** (78%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 68/100 | 215 | -0.017% | $532 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 182 loans, Score: 67/100 (Strong)
- Refinance: 33 loans, Score: 59/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 65/100 | 183 | $31M | -0.029% | Strong 😀 |
| Refinance | 58/100 | 33 | $5M | +0.021% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| WV | 103 | 0.67% | 78/100 |
| OH | 102 | 0.08% | 66/100 |
| PA | 11 | 0.01% | 41/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Weirton | WV-OH | 147 | 100/100 |
| Non |  | 56 | 49/100 |
| Pittsburgh, PA | PA | 11 | 45/100 |

## Frequently Asked Questions

### What loan types does HANCOCK COUNTY SAVINGS BANK, FSB, INC. offer?

HANCOCK COUNTY SAVINGS BANK, FSB, INC. offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does HANCOCK COUNTY SAVINGS BANK, FSB, INC. offer mortgages?

HANCOCK COUNTY SAVINGS BANK, FSB, INC. offers mortgages in 3 states: OH, PA, WV.

### How competitive are HANCOCK COUNTY SAVINGS BANK, FSB, INC.'s mortgage rates?

HANCOCK COUNTY SAVINGS BANK, FSB, INC. has a pricing score of 80/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.021% below market average.

### What type of lender is HANCOCK COUNTY SAVINGS BANK, FSB, INC.?

HANCOCK COUNTY SAVINGS BANK, FSB, INC. is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in CHESTER, WV.

### What is HANCOCK COUNTY SAVINGS BANK, FSB, INC.'s loan approval success rate?

HANCOCK COUNTY SAVINGS BANK, FSB, INC. has a pull-through score of 70/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/hancock-county-savings-bank-fsb

### How to Cite

> "HANCOCK COUNTY SAVINGS BANK, FSB, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/hancock-county-savings-bank-fsb

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