# HIGHLAND HOMELOANS, LLC

> **Canonical URL:** https://saferate.com/lenders/highland-homeloans

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

HIGHLAND HOMELOANS, LLC is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers across 2 states, with 510 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 58% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 42% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300XJN2FXJNUZ8F52
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** FL, TX
- **Markets (MSAs):** 6
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 42/100
- Rating: ●●●○○ (3/5)

### Pull Through: Sound ☺️
- Score: 58/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.318%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,901
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 510
- **Dollar Volume:** $246 million
- **Applications Received:** 592
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $483,059
- **Average Borrower Income:** $207,465

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (63%)
- ⭐ **Purchase Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 62/100 | 503 | -0.328% | $3,919 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 501 loans, Score: 64/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 61/100 | 508 | $246M | -0.318% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 509 | 0.15% | 78/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Dallas | TX | 231 | 78/100 |
| Houston | TX | 107 | 67/100 |
| Austin | TX | 79 | 69/100 |
| San Antonio | TX | 47 | 59/100 |
| Sherman | TX | 30 | 71/100 |
| Fort Worth | TX | 15 | 45/100 |

## Frequently Asked Questions

### What loan types does HIGHLAND HOMELOANS, LLC offer?

HIGHLAND HOMELOANS, LLC offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does HIGHLAND HOMELOANS, LLC offer mortgages?

HIGHLAND HOMELOANS, LLC offers mortgages in 2 states: FL, TX.

### How competitive are HIGHLAND HOMELOANS, LLC's mortgage rates?

HIGHLAND HOMELOANS, LLC has a pricing score of 42/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.318% below market average.

### What type of lender is HIGHLAND HOMELOANS, LLC?

HIGHLAND HOMELOANS, LLC is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is HIGHLAND HOMELOANS, LLC's loan approval success rate?

HIGHLAND HOMELOANS, LLC has a pull-through score of 58/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/highland-homeloans

### How to Cite

> "HIGHLAND HOMELOANS, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/highland-homeloans

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