# HOME FINANCING UNLIMITED, INC.

> **Canonical URL:** https://saferate.com/lenders/home-financing-unlimited

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

HOME FINANCING UNLIMITED, INC. is a independent mortgage company, headquartered in AUSTIN, TX, with 461 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 21% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 30% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300DDJB48AVV1SO96
- **Headquarters:** AUSTIN, TX
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** TX
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 79/100
- Rating: ●●●●○ (4/5)

### Pull Through: Strong 😀
- Score: 70/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** -0.524%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,499
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 461
- **Dollar Volume:** $188 million
- **Applications Received:** 483
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $407,213
- **Average Borrower Income:** $188,881

## Safe Rate Awards 🏆

- 💎 **FHA Diamond Champion** (84%)
- 💎 **VA Diamond Champion** (84%)
- ⭐ **Conventional Gold Superstar** (64%)
- ⭐ **Purchase Gold Superstar** (64%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 54/100 | 303 | -0.483% | $2,574 | Sound ☺️ |
| FHA | 68/100 | 115 | -0.489% | $2,666 | Strong 😀 |
| VA | 65/100 | 34 | -1.083% | $1,462 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 300 loans, Score: 56/100 (Sound)

**FHA:**
- Purchase: 115 loans, Score: 67/100 (Strong)

**VA:**
- Purchase: 34 loans, Score: 65/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 60/100 | 457 | $185M | -0.530% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 461 | 0.13% | 77/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Austin | TX | 432 | 93/100 |
| San Antonio | TX | 16 | 46/100 |

## Frequently Asked Questions

### What loan types does HOME FINANCING UNLIMITED, INC. offer?

HOME FINANCING UNLIMITED, INC. offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does HOME FINANCING UNLIMITED, INC. offer mortgages?

HOME FINANCING UNLIMITED, INC. offers mortgages in 1 states: TX.

### How competitive are HOME FINANCING UNLIMITED, INC.'s mortgage rates?

HOME FINANCING UNLIMITED, INC. has a pricing score of 79/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.524% below market average.

### What type of lender is HOME FINANCING UNLIMITED, INC.?

HOME FINANCING UNLIMITED, INC. is a non-depository lender that specializes in mortgage origination, headquartered in AUSTIN, TX.

### What is HOME FINANCING UNLIMITED, INC.'s loan approval success rate?

HOME FINANCING UNLIMITED, INC. has a pull-through score of 70/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/home-financing-unlimited

### How to Cite

> "HOME FINANCING UNLIMITED, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/home-financing-unlimited

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