# Homesale Mortgage, LLC

> **Canonical URL:** https://saferate.com/lenders/homesale-mortgage

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

Homesale Mortgage, LLC is a independent mortgage company, headquartered in SUFFOLK, VA, serving borrowers across 6 states, with 510 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 67% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 28% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300I316H4TE334G62
- **Headquarters:** SUFFOLK, VA
- **Geographic Reach:** Multi-Region
- **States Served:** 6
- **State List:** DE, MD, NC, PA, VA, WV
- **Markets (MSAs):** 10
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 33/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 72/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.459%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,082
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 510
- **Dollar Volume:** $134 million
- **Applications Received:** 589
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $262,980
- **Average Borrower Income:** $110,435

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 62/100 | 393 | +0.425% | $2,130 | Strong 😀 |
| FHA | 66/100 | 84 | +0.818% | $1,828 | Strong 😀 |
| VA | 62/100 | 30 | +0.153% | $1,959 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 387 loans, Score: 64/100 (Strong)

**FHA:**
- Purchase: 83 loans, Score: 66/100 (Strong)

**VA:**
- Purchase: 30 loans, Score: 63/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 65/100 | 503 | $132M | +0.459% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| PA | 419 | 0.35% | 82/100 |
| MD | 84 | 0.12% | 64/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Lancaster, PA | PA | 104 | 85/100 |
| York | PA | 97 | 75/100 |
| Baltimore | MD | 66 | 64/100 |
| Harrisburg | PA | 56 | 72/100 |
| Reading, PA | PA | 50 | 69/100 |
| Non |  | 50 | 43/100 |
| Chambersburg, PA | PA | 21 | 62/100 |
| Gettysburg, PA | PA | 19 | 62/100 |
| Lebanon, PA | PA | 15 | 50/100 |
| Hagerstown | MD-WV | 11 | 45/100 |

## Frequently Asked Questions

### What loan types does Homesale Mortgage, LLC offer?

Homesale Mortgage, LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Homesale Mortgage, LLC offer mortgages?

Homesale Mortgage, LLC offers mortgages in 6 states: DE, MD, NC, PA, VA, WV.

### How competitive are Homesale Mortgage, LLC's mortgage rates?

Homesale Mortgage, LLC has a pricing score of 33/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.459% above market average.

### What type of lender is Homesale Mortgage, LLC?

Homesale Mortgage, LLC is a non-depository lender that specializes in mortgage origination, headquartered in SUFFOLK, VA.

### What is Homesale Mortgage, LLC's loan approval success rate?

Homesale Mortgage, LLC has a pull-through score of 72/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/homesale-mortgage

### How to Cite

> "Homesale Mortgage, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/homesale-mortgage

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