# HQ MORTGAGE LLC

> **Canonical URL:** https://saferate.com/lenders/hq-mortgage

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

HQ MORTGAGE LLC is a independent mortgage company, headquartered in Mount Pleasant, SC, serving borrowers across 4 states, with 133 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 88% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 40% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300C0ZJF1UV50O925
- **Headquarters:** Mount Pleasant, SC
- **Geographic Reach:** Regional
- **States Served:** 4
- **State List:** FL, GA, NC, SC
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 12/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 60/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.366%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $5,494
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 133
- **Dollar Volume:** $52 million
- **Applications Received:** 186
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $393,947
- **Average Borrower Income:** $175,947

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 45/100 | 130 | +0.366% | $5,494 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 100 loans, Score: 43/100 (Sound)
- Refinance: 30 loans, Score: 48/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 41/100 | 103 | $43M | +0.407% | Sound ☺️ |
| Refinance | 46/100 | 30 | $9M | +0.253% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| SC | 128 | 0.16% | 75/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Charleston | SC | 113 | 84/100 |

## Frequently Asked Questions

### What loan types does HQ MORTGAGE LLC offer?

HQ MORTGAGE LLC offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does HQ MORTGAGE LLC offer mortgages?

HQ MORTGAGE LLC offers mortgages in 4 states: FL, GA, NC, SC.

### How competitive are HQ MORTGAGE LLC's mortgage rates?

HQ MORTGAGE LLC has a pricing score of 12/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.366% above market average.

### What type of lender is HQ MORTGAGE LLC?

HQ MORTGAGE LLC is a non-depository lender that specializes in mortgage origination, headquartered in Mount Pleasant, SC.

### What is HQ MORTGAGE LLC's loan approval success rate?

HQ MORTGAGE LLC has a pull-through score of 60/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/hq-mortgage

### How to Cite

> "HQ MORTGAGE LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/hq-mortgage

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