# IDB Global Federal Credit Union

> **Canonical URL:** https://saferate.com/lenders/idb-global-federal-credit-union

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

IDB Global Federal Credit Union is a credit union, headquartered in Washington, DC, serving borrowers across 10 states, with 92 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 46% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 64% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 2549003Z8R5QM0WPS603
- **Headquarters:** Washington, DC
- **Geographic Reach:** Multi-Region
- **States Served:** 10
- **State List:** AZ, DC, DE, FL, GA, MD, NY, TN, TX, VA
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 54/100
- Rating: ●●●○○ (3/5)

### Pull Through: Acceptable 🙂
- Score: 36/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** -0.600%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,342
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 92
- **Dollar Volume:** $48 million
- **Applications Received:** 93
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $526,630
- **Average Borrower Income:** $231,967

## Safe Rate Awards 🏆

- ⭐ **Refinance Gold Superstar** (65%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 32/100 | 90 | -0.597% | $2,308 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 69 loans, Score: 31/100 (Acceptable)
- Refinance: 21 loans, Score: 34/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 32/100 | 70 | $39M | -0.592% | Acceptable 🙂 |
| Refinance | 32/100 | 22 | $10M | -0.628% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MD | 30 | 0.04% | 56/100 |
| DC | 26 | 0.45% | 64/100 |
| VA | 26 | 0.02% | 55/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Washington, DC | DC-MD | 28 | 64/100 |
| Frederick | MD | 27 | 63/100 |
| Arlington | VA-WV | 25 | 57/100 |

## Frequently Asked Questions

### What loan types does IDB Global Federal Credit Union offer?

IDB Global Federal Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does IDB Global Federal Credit Union offer mortgages?

IDB Global Federal Credit Union offers mortgages in 10 states: AZ, DC, DE, FL, GA, MD, NY, TN, TX, VA.

### How competitive are IDB Global Federal Credit Union's mortgage rates?

IDB Global Federal Credit Union has a pricing score of 54/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.600% below market average.

### What type of lender is IDB Global Federal Credit Union?

IDB Global Federal Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Washington, DC.

### What is IDB Global Federal Credit Union's loan approval success rate?

IDB Global Federal Credit Union has a pull-through score of 36/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/idb-global-federal-credit-union

### How to Cite

> "IDB Global Federal Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/idb-global-federal-credit-union

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