# InterBank

> **Canonical URL:** https://saferate.com/lenders/interbank

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

InterBank is a bank, headquartered in Oklahoma City, OK, serving borrowers across 2 states, with 91 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 52% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 76% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300T2PYPUFN0IWJ63
- **Headquarters:** Oklahoma City, OK
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** OK, TX
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 48/100
- Rating: ●●●○○ (3/5)

### Pull Through: Acceptable 🙂
- Score: 24/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.478%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $228
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 91
- **Dollar Volume:** $23 million
- **Applications Received:** 179
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $256,099
- **Average Borrower Income:** $151,747

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 30/100 | 90 | +0.466% | $231 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 73 loans, Score: 30/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 30/100 | 74 | $21M | +0.420% | Acceptable 🙂 |
| Refinance | 28/100 | 17 | $3M | +0.742% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 54 | 0.02% | 58/100 |
| OK | 37 | 0.09% | 60/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 63 | 55/100 |
| Oklahoma City, OK | OK | 18 | 53/100 |

## Frequently Asked Questions

### What loan types does InterBank offer?

InterBank offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does InterBank offer mortgages?

InterBank offers mortgages in 2 states: OK, TX.

### How competitive are InterBank's mortgage rates?

InterBank has a pricing score of 48/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.478% above market average.

### What type of lender is InterBank?

InterBank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Oklahoma City, OK.

### What is InterBank's loan approval success rate?

InterBank has a pull-through score of 24/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/interbank

### How to Cite

> "InterBank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/interbank

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