# INTERLINC MORTGAGE SERVICES, LLC

> **Canonical URL:** https://saferate.com/lenders/interlinc-mortgage-services

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

INTERLINC MORTGAGE SERVICES, LLC is a independent mortgage company, headquartered in HOUSTON, TX, serving borrowers across 16 states, with 2,480 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 62% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 21% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493004OB0KD7VERQW98
- **Headquarters:** HOUSTON, TX
- **Geographic Reach:** Multi-Region
- **States Served:** 16
- **State List:** AL, AR, AZ, FL, GA, IN, KY, LA, MN, MS, NC, OK, SC, TN, TX, WI
- **Markets (MSAs):** 19
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 38/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 79/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.320%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,400
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 2,480
- **Dollar Volume:** $747 million
- **Applications Received:** 3,440
- **Market Share:** 7.00%

## Typical Borrower Profile

- **Average Loan Amount:** $301,282
- **Average Borrower Income:** $120,916

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (77%)
- ⭐ **VA Gold Superstar** (78%)
- ⭐ **USDA Gold Superstar** (70%)
- ⭐ **Purchase Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 77/100 | 1,085 | +0.551% | $2,808 | Strong 😀 |
| FHA | 85/100 | 1,098 | +0.167% | $1,964 | Exceptional 🤩 |
| VA | 75/100 | 206 | -0.733% | $1,427 | Strong 😀 |
| Jumbo | 41/100 | 11 | +0.857% | $4,477 | Sound ☺️ |
| USDA | 84/100 | 80 | +0.681% | $967 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 1,003 loans, Score: 79/100 (Strong)
- Refinance: 82 loans, Score: 57/100 (Sound)

**FHA:**
- Purchase: 1,079 loans, Score: 86/100 (Exceptional)

**VA:**
- Purchase: 205 loans, Score: 75/100 (Strong)

**USDA:**
- Purchase: 80 loans, Score: 84/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 82/100 | 2,377 | $718M | +0.292% | Exceptional 🤩 |
| Refinance | 60/100 | 103 | $29M | +0.636% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 1,267 | 0.36% | 83/100 |
| KY | 328 | 0.71% | 79/100 |
| TN | 197 | 0.22% | 69/100 |
| OK | 183 | 0.44% | 70/100 |
| AL | 161 | 0.27% | 70/100 |
| IN | 147 | 0.16% | 64/100 |
| SC | 98 | 0.12% | 63/100 |
| LA | 33 | 0.09% | 50/100 |
| GA | 25 | 0.02% | 44/100 |
| AR | 17 | 0.05% | 43/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Houston | TX | 843 | 87/100 |
| Louisville/Jefferson County, KY | KY-IN | 355 | 87/100 |
| Non |  | 340 | 66/100 |
| Nashville | TN | 175 | 74/100 |
| Dallas | TX | 119 | 65/100 |
| Dothan, AL | AL | 116 | 100/100 |
| McAllen | TX | 83 | 74/100 |
| Austin | TX | 80 | 64/100 |
| Charleston | SC | 39 | 58/100 |
| San Antonio | TX | 38 | 52/100 |
| New Orleans | LA | 29 | 55/100 |
| Evansville, IN | IN | 28 | 53/100 |
| Oklahoma City, OK | OK | 21 | 48/100 |
| Tulsa, OK | OK | 21 | 48/100 |
| Columbia, SC | SC | 20 | 49/100 |

## Frequently Asked Questions

### What loan types does INTERLINC MORTGAGE SERVICES, LLC offer?

INTERLINC MORTGAGE SERVICES, LLC offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does INTERLINC MORTGAGE SERVICES, LLC offer mortgages?

INTERLINC MORTGAGE SERVICES, LLC offers mortgages in 16 states: AL, AR, AZ, FL, GA, IN, KY, LA, MN, MS, NC, OK, SC, TN, TX, WI.

### How competitive are INTERLINC MORTGAGE SERVICES, LLC's mortgage rates?

INTERLINC MORTGAGE SERVICES, LLC has a pricing score of 38/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.320% above market average.

### What type of lender is INTERLINC MORTGAGE SERVICES, LLC?

INTERLINC MORTGAGE SERVICES, LLC is a non-depository lender that specializes in mortgage origination, headquartered in HOUSTON, TX.

### What is INTERLINC MORTGAGE SERVICES, LLC's loan approval success rate?

INTERLINC MORTGAGE SERVICES, LLC has a pull-through score of 79/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/interlinc-mortgage-services

### How to Cite

> "INTERLINC MORTGAGE SERVICES, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/interlinc-mortgage-services

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