# Marquette Savings Bank

> **Canonical URL:** https://saferate.com/lenders/marquette-savings-bank

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

Marquette Savings Bank is a bank, headquartered in Erie, PA, serving borrowers across 3 states, with 458 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 11% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 20% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300IL0IHBRVBZKO13
- **Headquarters:** Erie, PA
- **Geographic Reach:** Regional
- **States Served:** 3
- **State List:** NY, OH, PA
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 89/100
- Rating: ●●●●● (5/5)

### Pull Through: Exceptional 🤩
- Score: 80/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.062%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $453
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 458
- **Dollar Volume:** $106 million
- **Applications Received:** 555
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $231,528
- **Average Borrower Income:** $127,712

## Safe Rate Awards 🏆

- 💎 **Conventional Diamond Champion** (84%)
- ⭐ **Purchase Gold Superstar** (78%)
- ⭐ **Refinance Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 74/100 | 450 | +0.063% | $452 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 398 loans, Score: 74/100 (Strong)
- Refinance: 52 loans, Score: 64/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 72/100 | 406 | $97M | +0.036% | Strong 😀 |
| Refinance | 62/100 | 52 | $9M | +0.249% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| PA | 454 | 0.38% | 83/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Erie, PA | PA | 318 | 100/100 |
| Non |  | 131 | 59/100 |

## Frequently Asked Questions

### What loan types does Marquette Savings Bank offer?

Marquette Savings Bank offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Marquette Savings Bank offer mortgages?

Marquette Savings Bank offers mortgages in 3 states: NY, OH, PA.

### How competitive are Marquette Savings Bank's mortgage rates?

Marquette Savings Bank has a pricing score of 89/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.062% above market average.

### What type of lender is Marquette Savings Bank?

Marquette Savings Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Erie, PA.

### What is Marquette Savings Bank's loan approval success rate?

Marquette Savings Bank has a pull-through score of 80/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/marquette-savings-bank

### How to Cite

> "Marquette Savings Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/marquette-savings-bank

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