# MEMBER ADVANTAGE MORTGAGE, LLC

> **Canonical URL:** https://saferate.com/lenders/member-advantage-mortgage

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

MEMBER ADVANTAGE MORTGAGE, LLC is a independent mortgage company, headquartered in LANSING, MI, serving borrowers across 10 states, with 182 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 60% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 64% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493007L3DI2JM8OHN91
- **Headquarters:** LANSING, MI
- **Geographic Reach:** Multi-Region
- **States Served:** 10
- **State List:** CT, FL, GA, LA, MA, MD, NH, OK, PA, VA
- **Markets (MSAs):** 6
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 97.2%
- **Brokered/Wholesale:** 2.8%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 40/100
- Rating: ●●●○○ (3/5)

### Pull Through: Acceptable 🙂
- Score: 36/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.028%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,938
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 182
- **Dollar Volume:** $61 million
- **Applications Received:** 363
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $333,516
- **Average Borrower Income:** $147,456

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 56/100 | 152 | +0.003% | $3,092 | Sound ☺️ |
| FHA | 35/100 | 12 | +0.542% | $2,146 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 134 loans, Score: 56/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 57/100 | 162 | $56M | -0.019% | Sound ☺️ |
| Refinance | 29/100 | 20 | $5M | +0.421% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MA | 117 | 0.19% | 70/100 |
| VA | 30 | 0.03% | 54/100 |
| PA | 20 | 0.02% | 48/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Amherst Town | MA | 40 | 79/100 |
| Springfield, MA | MA | 22 | 58/100 |
| Worcester, MA | MA | 20 | 57/100 |
| Non |  | 20 | 33/100 |
| Pittsburgh, PA | PA | 14 | 49/100 |
| Richmond, VA | VA | 13 | 48/100 |

## Frequently Asked Questions

### What loan types does MEMBER ADVANTAGE MORTGAGE, LLC offer?

MEMBER ADVANTAGE MORTGAGE, LLC offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does MEMBER ADVANTAGE MORTGAGE, LLC offer mortgages?

MEMBER ADVANTAGE MORTGAGE, LLC offers mortgages in 10 states: CT, FL, GA, LA, MA, MD, NH, OK, PA, VA.

### How competitive are MEMBER ADVANTAGE MORTGAGE, LLC's mortgage rates?

MEMBER ADVANTAGE MORTGAGE, LLC has a pricing score of 40/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.028% above market average.

### What type of lender is MEMBER ADVANTAGE MORTGAGE, LLC?

MEMBER ADVANTAGE MORTGAGE, LLC is a non-depository lender that specializes in mortgage origination, headquartered in LANSING, MI.

### What is MEMBER ADVANTAGE MORTGAGE, LLC's loan approval success rate?

MEMBER ADVANTAGE MORTGAGE, LLC has a pull-through score of 36/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/member-advantage-mortgage

### How to Cite

> "MEMBER ADVANTAGE MORTGAGE, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/member-advantage-mortgage

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