# MEMBERSALLIANCE CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/membersalliance-credit-union

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

MEMBERSALLIANCE CREDIT UNION is a credit union, headquartered in Rockford, IL, serving borrowers across 3 states, with 133 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 67% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 254900V9IPN94068J011
- **Headquarters:** Rockford, IL
- **Geographic Reach:** Regional
- **States Served:** 3
- **State List:** FL, IL, WI
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 33/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 133
- **Dollar Volume:** $15 million
- **Applications Received:** 193
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $116,128
- **Average Borrower Income:** $95,774

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 50/100 | 133 | - | - | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 102 loans, Score: 46/100 (Sound)
- Refinance: 31 loans, Score: 54/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 45/100 | 102 | $11M | - | Sound ☺️ |
| Refinance | 53/100 | 31 | $4M | - | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IL | 72 | 0.06% | 64/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Rockford, IL | IL | 68 | 78/100 |
| Non |  | 61 | 53/100 |

## Frequently Asked Questions

### What loan types does MEMBERSALLIANCE CREDIT UNION offer?

MEMBERSALLIANCE CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does MEMBERSALLIANCE CREDIT UNION offer mortgages?

MEMBERSALLIANCE CREDIT UNION offers mortgages in 3 states: FL, IL, WI.

### What type of lender is MEMBERSALLIANCE CREDIT UNION?

MEMBERSALLIANCE CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Rockford, IL.

### What is MEMBERSALLIANCE CREDIT UNION's loan approval success rate?

MEMBERSALLIANCE CREDIT UNION has a pull-through score of 33/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/membersalliance-credit-union

### How to Cite

> "MEMBERSALLIANCE CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/membersalliance-credit-union

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