# MORTGAGE ASSURANCE, INC.

> **Canonical URL:** https://saferate.com/lenders/mortgage-assurance

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

MORTGAGE ASSURANCE, INC. is a independent mortgage company, headquartered in Peachtree Corners, GA, serving borrowers across 20 states, with 1,010 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 49% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 36% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 254900AD895KKZTSFT42
- **Headquarters:** Peachtree Corners, GA
- **Geographic Reach:** Multi-Region
- **States Served:** 20
- **State List:** AL, AR, CO, CT, FL, GA, IL, IN, MD, ME, MI, NC, NH, OH, PA, SC, TN, TX, VA, WI
- **Markets (MSAs):** 15
- **Primary Channel:** wholesale
- **Direct Origination:** 15.6%
- **Brokered/Wholesale:** 84.4%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 51/100
- Rating: ●●●○○ (3/5)

### Pull Through: Strong 😀
- Score: 64/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.197%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,260
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,010
- **Dollar Volume:** $389 million
- **Applications Received:** 1,347
- **Market Share:** 3.00%

## Typical Borrower Profile

- **Average Loan Amount:** $384,990
- **Average Borrower Income:** $165,831

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 60/100 | 800 | +0.213% | $2,169 | Strong 😀 |
| FHA | 67/100 | 159 | +0.268% | $2,813 | Strong 😀 |
| VA | 62/100 | 36 | -0.519% | $2,121 | Strong 😀 |
| USDA | 47/100 | 10 | +0.044% | $831 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 663 loans, Score: 61/100 (Strong)
- Refinance: 137 loans, Score: 62/100 (Strong)

**FHA:**
- Purchase: 141 loans, Score: 67/100 (Strong)

**VA:**
- Purchase: 30 loans, Score: 62/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 64/100 | 847 | $329M | +0.189% | Strong 😀 |
| Refinance | 60/100 | 163 | $60M | +0.227% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| GA | 562 | 0.41% | 82/100 |
| SC | 134 | 0.17% | 69/100 |
| NC | 116 | 0.08% | 61/100 |
| FL | 41 | 0.01% | 47/100 |
| IL | 32 | 0.03% | 49/100 |
| IN | 32 | 0.04% | 49/100 |
| AR | 29 | 0.09% | 51/100 |
| VA | 13 | 0.01% | 39/100 |
| NH | 12 | 0.08% | 42/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Atlanta | GA | 323 | 81/100 |
| Marietta, GA | GA | 156 | 80/100 |
| Non |  | 68 | 45/100 |
| Charlotte | NC-SC | 55 | 60/100 |
| Charleston | SC | 40 | 61/100 |
| Greenville | SC | 30 | 57/100 |
| Fayetteville | AR | 28 | 54/100 |
| Hickory | NC | 27 | 57/100 |
| Chicago | IL | 25 | 48/100 |
| Columbia, SC | SC | 25 | 54/100 |
| Lake County | IN | 25 | 56/100 |
| Wilmington, NC | NC | 18 | 50/100 |
| Rome, GA | GA | 13 | 51/100 |
| Gainesville, GA | GA | 12 | 47/100 |
| Tampa, FL | FL | 11 | 40/100 |

## Frequently Asked Questions

### What loan types does MORTGAGE ASSURANCE, INC. offer?

MORTGAGE ASSURANCE, INC. offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does MORTGAGE ASSURANCE, INC. offer mortgages?

MORTGAGE ASSURANCE, INC. offers mortgages in 20 states: AL, AR, CO, CT, FL, GA, IL, IN, MD, ME, MI, NC, NH, OH, PA, SC, TN, TX, VA, WI.

### How competitive are MORTGAGE ASSURANCE, INC.'s mortgage rates?

MORTGAGE ASSURANCE, INC. has a pricing score of 51/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.197% above market average.

### What type of lender is MORTGAGE ASSURANCE, INC.?

MORTGAGE ASSURANCE, INC. is a non-depository lender that specializes in mortgage origination, headquartered in Peachtree Corners, GA.

### What is MORTGAGE ASSURANCE, INC.'s loan approval success rate?

MORTGAGE ASSURANCE, INC. has a pull-through score of 64/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/mortgage-assurance

### How to Cite

> "MORTGAGE ASSURANCE, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/mortgage-assurance

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