# NOTRE DAME FEDERAL CREDIT UNION CORPORATION

> **Canonical URL:** https://saferate.com/lenders/notre-dame-federal-credit-union

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

NOTRE DAME FEDERAL CREDIT UNION CORPORATION is a credit union, headquartered in Notre Dame, IN, serving borrowers across 18 states, with 551 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 52% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 16% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 254900DNPJINSUKFZ002
- **Headquarters:** Notre Dame, IN
- **Geographic Reach:** Multi-Region
- **States Served:** 18
- **State List:** AL, AZ, CA, CO, FL, GA, ID, IL, IN, KS, MI, MN, MO, OK, PA, TN, VA, WI
- **Markets (MSAs):** 6
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 48/100
- Rating: ●●●○○ (3/5)

### Pull Through: Exceptional 🤩
- Score: 84/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.360%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,320
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 551
- **Dollar Volume:** $129 million
- **Applications Received:** 646
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $233,621
- **Average Borrower Income:** $116,414

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (70%)
- ⭐ **FHA Gold Superstar** (77%)
- ⭐ **Purchase Gold Superstar** (63%)
- ⭐ **Refinance Gold Superstar** (77%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 73/100 | 486 | +0.336% | $1,420 | Strong 😀 |
| FHA | 66/100 | 61 | +0.618% | $61 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 396 loans, Score: 71/100 (Strong)
- Refinance: 90 loans, Score: 70/100 (Strong)

**FHA:**
- Purchase: 58 loans, Score: 67/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 71/100 | 457 | $111M | +0.386% | Strong 😀 |
| Refinance | 69/100 | 94 | $17M | +0.223% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IN | 466 | 0.51% | 81/100 |
| MI | 42 | 0.04% | 53/100 |
| AZ | 17 | 0.02% | 44/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| South Bend | IN-MI | 311 | 99/100 |
| Elkhart | IN | 94 | 85/100 |
| Non |  | 33 | 36/100 |
| Fort Wayne, IN | IN | 27 | 55/100 |
| Niles, MI | MI | 17 | 52/100 |
| Phoenix | AZ | 14 | 43/100 |

## Frequently Asked Questions

### What loan types does NOTRE DAME FEDERAL CREDIT UNION CORPORATION offer?

NOTRE DAME FEDERAL CREDIT UNION CORPORATION offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does NOTRE DAME FEDERAL CREDIT UNION CORPORATION offer mortgages?

NOTRE DAME FEDERAL CREDIT UNION CORPORATION offers mortgages in 18 states: AL, AZ, CA, CO, FL, GA, ID, IL, IN, KS, MI, MN, MO, OK, PA, TN, VA, WI.

### How competitive are NOTRE DAME FEDERAL CREDIT UNION CORPORATION's mortgage rates?

NOTRE DAME FEDERAL CREDIT UNION CORPORATION has a pricing score of 48/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.360% above market average.

### What type of lender is NOTRE DAME FEDERAL CREDIT UNION CORPORATION?

NOTRE DAME FEDERAL CREDIT UNION CORPORATION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Notre Dame, IN.

### What is NOTRE DAME FEDERAL CREDIT UNION CORPORATION's loan approval success rate?

NOTRE DAME FEDERAL CREDIT UNION CORPORATION has a pull-through score of 84/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/notre-dame-federal-credit-union

### How to Cite

> "NOTRE DAME FEDERAL CREDIT UNION CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/notre-dame-federal-credit-union

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