# PCM Credit Union

> **Canonical URL:** https://saferate.com/lenders/pcm-credit-union

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

PCM Credit Union is a credit union, headquartered in Green Bay, WI, serving borrowers across 2 states, with 156 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 24% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300IY3J6361R6MA88
- **Headquarters:** Green Bay, WI
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** MI, WI
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Strong 😀
- Score: 76/100
- Rating: ●●●●○ (4/5)


### Lending Volume
- **Total Loans:** 156
- **Dollar Volume:** $31 million
- **Applications Received:** 201
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $201,731
- **Average Borrower Income:** $100,353

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 54/100 | 156 | - | - | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 93 loans, Score: 48/100 (Sound)
- Refinance: 63 loans, Score: 62/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 48/100 | 93 | $22M | - | Sound ☺️ |
| Refinance | 62/100 | 63 | $10M | - | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| WI | 149 | 0.23% | 74/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Green Bay, WI | WI | 102 | 87/100 |
| Non |  | 35 | 43/100 |
| Appleton, WI | WI | 13 | 49/100 |

## Frequently Asked Questions

### What loan types does PCM Credit Union offer?

PCM Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does PCM Credit Union offer mortgages?

PCM Credit Union offers mortgages in 2 states: MI, WI.

### What type of lender is PCM Credit Union?

PCM Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Green Bay, WI.

### What is PCM Credit Union's loan approval success rate?

PCM Credit Union has a pull-through score of 76/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/pcm-credit-union

### How to Cite

> "PCM Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/pcm-credit-union

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