# PIKE CREEK MORTGAGE SERVICES, INC.

> **Canonical URL:** https://saferate.com/lenders/pike-creek-mortgage-services

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

PIKE CREEK MORTGAGE SERVICES, INC. is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers across 10 states, with 1,155 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 70% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 13% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300XED7IBK9VVQH70
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** Multi-Region
- **States Served:** 10
- **State List:** AL, DE, FL, MD, NJ, PA, SC, TN, TX, VA
- **Markets (MSAs):** 6
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 30/100
- Rating: ●●○○○ (2/5)

### Pull Through: Exceptional 🤩
- Score: 87/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.310%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,698
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,155
- **Dollar Volume:** $380 million
- **Applications Received:** 1,394
- **Market Share:** 3.00%

## Typical Borrower Profile

- **Average Loan Amount:** $328,654
- **Average Borrower Income:** $130,961

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (63%)
- ⭐ **FHA Gold Superstar** (70%)
- ⭐ **Purchase Gold Superstar** (63%)
- ⭐ **Refinance Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 76/100 | 791 | +0.307% | $3,677 | Strong 😀 |
| FHA | 78/100 | 300 | +0.377% | $3,687 | Strong 😀 |
| VA | 70/100 | 47 | -0.299% | $4,787 | Strong 😀 |
| Jumbo | 42/100 | 13 | +0.285% | $2,508 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 738 loans, Score: 77/100 (Strong)
- Refinance: 53 loans, Score: 60/100 (Strong)

**FHA:**
- Purchase: 287 loans, Score: 78/100 (Strong)

**VA:**
- Purchase: 45 loans, Score: 70/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 79/100 | 1,086 | $361M | +0.308% | Strong 😀 |
| Refinance | 61/100 | 69 | $19M | +0.342% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| DE | 927 | 6.49% | 100/100 |
| PA | 121 | 0.10% | 64/100 |
| MD | 61 | 0.09% | 58/100 |
| NJ | 15 | 0.02% | 41/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Wilmington, DE |  | 713 | 100/100 |
| Dover, DE | DE | 163 | 100/100 |
| Non |  | 123 | 53/100 |
| Montgomery County | PA | 76 | 69/100 |
| Philadelphia, PA | PA | 33 | 56/100 |
| Camden, NJ | NJ | 13 | 43/100 |

## Frequently Asked Questions

### What loan types does PIKE CREEK MORTGAGE SERVICES, INC. offer?

PIKE CREEK MORTGAGE SERVICES, INC. offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does PIKE CREEK MORTGAGE SERVICES, INC. offer mortgages?

PIKE CREEK MORTGAGE SERVICES, INC. offers mortgages in 10 states: AL, DE, FL, MD, NJ, PA, SC, TN, TX, VA.

### How competitive are PIKE CREEK MORTGAGE SERVICES, INC.'s mortgage rates?

PIKE CREEK MORTGAGE SERVICES, INC. has a pricing score of 30/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.310% above market average.

### What type of lender is PIKE CREEK MORTGAGE SERVICES, INC.?

PIKE CREEK MORTGAGE SERVICES, INC. is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is PIKE CREEK MORTGAGE SERVICES, INC.'s loan approval success rate?

PIKE CREEK MORTGAGE SERVICES, INC. has a pull-through score of 87/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/pike-creek-mortgage-services

### How to Cite

> "PIKE CREEK MORTGAGE SERVICES, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/pike-creek-mortgage-services

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