# PREMIER MORTGAGE RESOURCES, L.L.C.

> **Canonical URL:** https://saferate.com/lenders/premier-mortgage-resources

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

PREMIER MORTGAGE RESOURCES, L.L.C. is a independent mortgage company, headquartered in SALEM, OR, serving borrowers across 39 states, with 3,325 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 84% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 22% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300B4IYL7TZT8FA34
- **Headquarters:** SALEM, OR
- **Geographic Reach:** Near-National
- **States Served:** 39
- **State List:** AL, AR, AZ, CA, CO, CT, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, MT, NC, ND, NE, NJ, NV, OH, OK, OR, SC, TN, TX, UT, VA, WA, WI
- **Markets (MSAs):** 45
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 99.9%
- **Brokered/Wholesale:** 0.1%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 16/100
- Rating: ●○○○○ (1/5)

### Pull Through: Strong 😀
- Score: 78/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.391%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,623
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 3,325
- **Dollar Volume:** $1.2 billion
- **Applications Received:** 4,740
- **Market Share:** 9.00%

## Typical Borrower Profile

- **Average Loan Amount:** $368,293
- **Average Borrower Income:** $139,020

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 84/100 | 1,843 | +0.354% | $4,492 | Exceptional 🤩 |
| FHA | 85/100 | 1,131 | +0.653% | $4,933 | Exceptional 🤩 |
| VA | 81/100 | 294 | -0.183% | $4,721 | Exceptional 🤩 |
| Jumbo | 47/100 | 23 | +0.418% | $4,218 | Sound ☺️ |
| USDA | 55/100 | 34 | +0.039% | $3,838 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 1,559 loans, Score: 84/100 (Exceptional)
- Refinance: 284 loans, Score: 80/100 (Strong)

**FHA:**
- Purchase: 1,055 loans, Score: 86/100 (Exceptional)
- Refinance: 76 loans, Score: 78/100 (Strong)

**VA:**
- Purchase: 269 loans, Score: 81/100 (Exceptional)
- Refinance: 25 loans, Score: 76/100 (Strong)

**USDA:**
- Purchase: 33 loans, Score: 54/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 85/100 | 2,935 | $1.1B | +0.411% | Exceptional 🤩 |
| Refinance | 80/100 | 390 | $133M | +0.271% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| ID | 1,048 | 3.92% | 88/100 |
| CA | 553 | 0.19% | 71/100 |
| WA | 381 | 0.45% | 78/100 |
| GA | 294 | 0.21% | 71/100 |
| OR | 150 | 0.35% | 68/100 |
| MO | 117 | 0.16% | 61/100 |
| NV | 104 | 0.26% | 65/100 |
| UT | 104 | 0.23% | 62/100 |
| IL | 80 | 0.06% | 56/100 |
| MN | 77 | 0.12% | 57/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 605 | 72/100 |
| Boise City, ID | ID | 570 | 88/100 |
| Twin Falls, ID | ID | 155 | 91/100 |
| Atlanta | GA | 108 | 63/100 |
| Salinas, CA | CA | 105 | 87/100 |
| Fresno, CA | CA | 88 | 68/100 |
| Portland | OR-WA | 82 | 62/100 |
| Walla Walla, WA | WA | 82 | 100/100 |
| Sacramento | CA | 81 | 62/100 |
| Kennewick | WA | 76 | 74/100 |
| Spokane | WA | 73 | 71/100 |
| Coeur d'Alene, ID | ID | 71 | 73/100 |
| Kansas City, MO | MO-KS | 71 | 59/100 |
| San Jose | CA | 71 | 64/100 |
| Chicago | IL | 61 | 55/100 |

## Frequently Asked Questions

### What loan types does PREMIER MORTGAGE RESOURCES, L.L.C. offer?

PREMIER MORTGAGE RESOURCES, L.L.C. offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does PREMIER MORTGAGE RESOURCES, L.L.C. offer mortgages?

PREMIER MORTGAGE RESOURCES, L.L.C. offers mortgages in 39 states: AL, AR, AZ, CA, CO, CT, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, MT, NC, ND, NE, NJ, NV, OH, OK, OR, SC, TN, TX, UT, VA, WA, WI.

### How competitive are PREMIER MORTGAGE RESOURCES, L.L.C.'s mortgage rates?

PREMIER MORTGAGE RESOURCES, L.L.C. has a pricing score of 16/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.391% above market average.

### What type of lender is PREMIER MORTGAGE RESOURCES, L.L.C.?

PREMIER MORTGAGE RESOURCES, L.L.C. is a non-depository lender that specializes in mortgage origination, headquartered in SALEM, OR.

### What is PREMIER MORTGAGE RESOURCES, L.L.C.'s loan approval success rate?

PREMIER MORTGAGE RESOURCES, L.L.C. has a pull-through score of 78/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/premier-mortgage-resources

### How to Cite

> "PREMIER MORTGAGE RESOURCES, L.L.C. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/premier-mortgage-resources

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