# RADIUS FINANCIAL GROUP INC.

> **Canonical URL:** https://saferate.com/lenders/radius-financial-group

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

RADIUS FINANCIAL GROUP INC. is a independent mortgage company, headquartered in NORWELL, MA, serving borrowers across 24 states, with 1,422 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 75% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 24% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300GCEUZLVML1J263
- **Headquarters:** NORWELL, MA
- **Geographic Reach:** Multi-Region
- **States Served:** 24
- **State List:** AL, AZ, CA, CO, CT, DE, FL, GA, MA, MD, ME, MI, NC, NH, NJ, OR, PA, RI, SC, TN, TX, VA, VT, WV
- **Markets (MSAs):** 22
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 25/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 76/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.498%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,276
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,422
- **Dollar Volume:** $536 million
- **Applications Received:** 1,817
- **Market Share:** 4.00%

## Typical Borrower Profile

- **Average Loan Amount:** $377,110
- **Average Borrower Income:** $161,403

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 71/100 | 1,001 | +0.446% | $3,152 | Strong 😀 |
| FHA | 75/100 | 303 | +0.831% | $3,951 | Strong 😀 |
| VA | 69/100 | 71 | -0.120% | $3,251 | Strong 😀 |
| Jumbo | 67/100 | 27 | +0.540% | $1,900 | Strong 😀 |
| USDA | 74/100 | 20 | +0.871% | $2,410 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 885 loans, Score: 71/100 (Strong)
- Refinance: 116 loans, Score: 61/100 (Strong)

**FHA:**
- Purchase: 275 loans, Score: 75/100 (Strong)
- Refinance: 28 loans, Score: 47/100 (Sound)

**VA:**
- Purchase: 68 loans, Score: 69/100 (Strong)

**Jumbo:**
- Purchase: 23 loans, Score: 68/100 (Strong)

**USDA:**
- Purchase: 20 loans, Score: 74/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 73/100 | 1,271 | $482M | +0.495% | Strong 😀 |
| Refinance | 61/100 | 151 | $54M | +0.516% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MA | 570 | 0.94% | 83/100 |
| PA | 327 | 0.27% | 76/100 |
| MD | 94 | 0.13% | 62/100 |
| FL | 92 | 0.03% | 55/100 |
| GA | 68 | 0.05% | 56/100 |
| NH | 61 | 0.39% | 63/100 |
| NC | 60 | 0.04% | 53/100 |
| TX | 34 | 0.01% | 44/100 |
| SC | 22 | 0.03% | 45/100 |
| ME | 20 | 0.13% | 48/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Boston, MA | MA | 253 | 82/100 |
| York | PA | 161 | 80/100 |
| Non |  | 129 | 53/100 |
| Cambridge | MA | 92 | 67/100 |
| Worcester, MA | MA | 72 | 73/100 |
| Providence | RI-MA | 64 | 65/100 |
| Baltimore | MD | 58 | 60/100 |
| Springfield, MA | MA | 54 | 68/100 |
| Harrisburg | PA | 51 | 67/100 |
| Atlanta | GA | 47 | 55/100 |
| Barnstable Town, MA | MA | 36 | 58/100 |
| Rockingham County | NH | 28 | 57/100 |
| West Palm Beach | FL | 23 | 51/100 |
| Fort Lauderdale | FL | 18 | 46/100 |
| Lancaster, PA | PA | 17 | 50/100 |

## Frequently Asked Questions

### What loan types does RADIUS FINANCIAL GROUP INC. offer?

RADIUS FINANCIAL GROUP INC. offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does RADIUS FINANCIAL GROUP INC. offer mortgages?

RADIUS FINANCIAL GROUP INC. offers mortgages in 24 states: AL, AZ, CA, CO, CT, DE, FL, GA, MA, MD, ME, MI, NC, NH, NJ, OR, PA, RI, SC, TN, TX, VA, VT, WV.

### How competitive are RADIUS FINANCIAL GROUP INC.'s mortgage rates?

RADIUS FINANCIAL GROUP INC. has a pricing score of 25/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.498% above market average.

### What type of lender is RADIUS FINANCIAL GROUP INC.?

RADIUS FINANCIAL GROUP INC. is a non-depository lender that specializes in mortgage origination, headquartered in NORWELL, MA.

### What is RADIUS FINANCIAL GROUP INC.'s loan approval success rate?

RADIUS FINANCIAL GROUP INC. has a pull-through score of 76/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/radius-financial-group

### How to Cite

> "RADIUS FINANCIAL GROUP INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/radius-financial-group

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