# RIVERFRONT FEDERAL CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/riverfront-federal-credit-union

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

RIVERFRONT FEDERAL CREDIT UNION is a credit union, headquartered in Wyomissing, PA, with 30 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 54% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300I8I7EBXHMYYW54
- **Headquarters:** Wyomissing, PA
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** PA
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 46/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 30
- **Dollar Volume:** $5 million
- **Applications Received:** 36
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $170,000
- **Average Borrower Income:** $113,633

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 29/100 | 30 | +0.426% | $132 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Refinance: 21 loans, Score: 46/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Refinance | 45/100 | 21 | $3M | +0.504% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| PA | 30 | 0.02% | 59/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Reading, PA | PA | 25 | 65/100 |

## Frequently Asked Questions

### What loan types does RIVERFRONT FEDERAL CREDIT UNION offer?

RIVERFRONT FEDERAL CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does RIVERFRONT FEDERAL CREDIT UNION offer mortgages?

RIVERFRONT FEDERAL CREDIT UNION offers mortgages in 1 states: PA.

### What type of lender is RIVERFRONT FEDERAL CREDIT UNION?

RIVERFRONT FEDERAL CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Wyomissing, PA.

### What is RIVERFRONT FEDERAL CREDIT UNION's loan approval success rate?

RIVERFRONT FEDERAL CREDIT UNION has a pull-through score of 46/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/riverfront-federal-credit-union

### How to Cite

> "RIVERFRONT FEDERAL CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/riverfront-federal-credit-union

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