# RM ACTUAL MORTGAGE, INC.

> **Canonical URL:** https://saferate.com/lenders/rm-actual-mortgage

> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible

RM ACTUAL MORTGAGE, INC. is a independent mortgage company, headquartered in BAYAMON, PR, with 237 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 22% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300M0I314MIP2FT97
- **Headquarters:** BAYAMON, PR
- **Geographic Reach:** unknown
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Strong 😀
- Score: 78/100
- Rating: ●●●●○ (4/5)


### Lending Volume
- **Total Loans:** 237
- **Dollar Volume:** $30 million
- **Applications Received:** 325
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $127,574
- **Average Borrower Income:** $47,241

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 18/100 | 13 | +1.230% | $3,326 | Mediocre 😐 |
| FHA | 71/100 | 146 | +0.740% | $2,958 | Strong 😀 |
| USDA | 85/100 | 69 | +0.774% | $2,557 | Exceptional 🤩 |

### Product Performance by Purpose

**FHA:**
- Purchase: 146 loans, Score: 71/100 (Strong)

**USDA:**
- Purchase: 69 loans, Score: 85/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 62/100 | 236 | $30M | +0.817% | Strong 😀 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| San Juan | PR | 180 | 79/100 |
| Ponce, PR | PR | 24 | 66/100 |
| Non |  | 12 | 25/100 |

## Frequently Asked Questions

### What loan types does RM ACTUAL MORTGAGE, INC. offer?

RM ACTUAL MORTGAGE, INC. offers the following mortgage loan types: FHA, Conventional, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### What type of lender is RM ACTUAL MORTGAGE, INC.?

RM ACTUAL MORTGAGE, INC. is a non-depository lender that specializes in mortgage origination, headquartered in BAYAMON, PR.

### What is RM ACTUAL MORTGAGE, INC.'s loan approval success rate?

RM ACTUAL MORTGAGE, INC. has a pull-through score of 78/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-05-29
**Canonical URL:** https://saferate.com/lenders/rm-actual-mortgage

### How to Cite

> "RM ACTUAL MORTGAGE, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/rm-actual-mortgage

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